Speaker 1: With apple card, we set out to completely reinvent the credit card and enable people to live a healthier financial life. Our customers are loving all the benefits of apple card and we believe it's the most successful credit card launch ever. One of the things that became apparent to us in the beginning was a lack of fair us in the way the industry calculated credit scores. When there were two holders of a credit card, one got the benefit of building a good credit history. And [00:00:30] the other did not. We wanna reinvent the way this works too. So today we're happy to announce that apple card will allow spouses and partners to and merge their credit lines, have equal rights on their account and build credit equally. This solution helps deliver financial equity and it's a game changer. An apple card can now be used by anyone in your family. Over the age of 13, with optional spending limits and controls [00:01:00] for kids. The, we call this set of features, apple card family. These benefits reflect our ongoing mission to reinvent the credit card and help you. And those closest to you experience a healthier financial life.