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Mortgages

From how much house you can afford to today's rates, CNET breaks down everything you need to know about mortgages.

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Money Credit Cards Mortgages Insurance Loans Cryptocurrency Banking Investing Taxes
Current Mortgage Interest Rates on Sept. 27, 2022: Rates Climb

Current Mortgage Interest Rates on Sept. 27, 2022: Rates Climb

Today some major mortgage rates crept higher. The Fed's interest rate hikes are increasing costs for prospective homebuyers.

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Mortgage Refinance Rates on Sept. 27, 2022: Rates Move Higher

Mortgage Refinance Rates on Sept. 27, 2022: Rates Move Higher

Multiple benchmark refinance rates floated higher today. See how the Fed's interest rate hikes could affect refinancing your home this year.

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CNET Mortgage Calculator: How Much House Can You Afford?

CNET Mortgage Calculator: How Much House Can You Afford?

Figure out your monthly mortgage payment -- and whether your dream home fits your actual budget.

Should You Buy a Home in 2022? Here's What You Need to Know

Should You Buy a Home in 2022? Here's What You Need to Know

Will rates continue rising? When will more inventory be available? Here's what to consider before buying a home this year.

Here's Everything You Need to Know About How FHA Loans Work

Here's Everything You Need to Know About How FHA Loans Work

An FHA loan is a good option if you have a low credit score or can't afford to make a large down payment.

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Current Mortgage Rates: Compare Today's Rates

Here's what you need to know to lock in the best rate possible for that home loan.
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Current Refinance Rates: Compare Today's Rates

With mortgage rates at historic lows, this is a good time to consider a refi.
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What Is an Interest-Only HELOC?

An interest-only draw period can help keep your monthly payment low in the beginning.
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How the Federal Reserve Affects Mortgage Rates

When the Fed hikes rates, borrowing gets more expensive -- but there's a silver lining.
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How to Build Home Equity in Your Home

The more equity you have in your home, the more money you can borrow against it. Here are five ways to build it.
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The Housing Market Could Be Especially Cold This Winter. Is This Good News for Buyers?

Though normally cooler in the fall and winter, experts predict an even colder housing market this year, thanks to high mortgage rates and supply issues.
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How to Refinance a HELOC

There are a handful of ways to refi a home equity line of credit. We run down the pros and cons of each.
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Want to Get More Money for Your House? Try Painting Your Door This Color

There's also one color you should avoid.
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What's the Draw Period on a HELOC and How Does it Work?

A typical draw period is 10 years and gives you access to a large line of credit for an extended period of time.
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Best Ways to Use Your Home Equity for Remodeling Projects

A major benefit of using a home equity loan for home improvements is that the interest is tax deductible, but there are other financial benefits to consider.
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