Finance made personal

CNET’s experts share news, advice and recommendations to help you make the best financial decisions.

Your house is worth more than what you paid for it: Here are 4 ways to tap into your home equity

Your house is worth more than what you paid for it: Here are 4 ways to tap into your home equity

Skyrocketing prices are giving homeowners lots of options.

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Farnoosh Torabi joins CNET as Personal Finance expands

Farnoosh Torabi joins CNET as Personal Finance expands

Farnoosh and her popular So Money podcast are joining the CNET family.

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Best Bitcoin and crypto wallets for 2021

Best Bitcoin and crypto wallets for 2021

The safest and most secure places to stash your cryptocurrency.

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Our Favorite Picks

The best cash back credit cards
The best cash back credit cards

The best cash back credit cards

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The best travel credit cards
The best travel credit cards

The best travel credit cards

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The best tax software
The best tax software

The best tax software

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The best tax deductions
The best tax deductions

The best tax deductions

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The best budgeting apps
The best budgeting apps

The best budgeting apps

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The best car insurance companies
The best car insurance companies

The best car insurance companies

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The best cash back services
The best cash back services

The best cash back services

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The best life insurance
The best life insurance

The best life insurance

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Our Best Tips

Money Basics
Money Basics

Money Basics

CNET's personal finance experts go in-depth on personal finance basics.
Saving Money
Saving Money

Saving Money

Get expert tips on how to save money and budget every day while building your savings.
Buying a House
Buying a House

Buying a House

From mortgages to building credit, CNET guides you to your dream home.
Paying Off Debt
Paying Off Debt

Paying Off Debt

Grow net worth by paying off debt with expert tips on student loans, credit cards and more.
Work and Career
Work and Career

Work and Career

Get tips to land your dream job, get a salary increase and earn more money.
Retirement
Retirement

Retirement

From 401Ks to roboinvesting, our expert advice sets you up for long-term wealth.

Credit Cards

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Fraud alert vs. credit freeze: Which one should you use?

Fraud alert vs. credit freeze: Which one should you use?

A comparison of two tools to help you protect yourself from fraud and identity theft.

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Best balance transfer credit card

Best balance transfer credit card

Get out from under that oppressive annual percentage interest rate.

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DC Comics has its own superhero-themed credit cards

DC Comics has its own superhero-themed credit cards

The Justice League has entered the world of finance.

Apple Card's fine print: 7 things you should know about Apple's new iPhone credit card

Apple Card's fine print: 7 things you should know about Apple's new iPhone credit card

Thinking of getting the Apple Card? Read this first.

Figuring out how to use your Apple Cash can be confusing. We got you

Figuring out how to use your Apple Cash can be confusing. We got you

Apple Pay, Apple Cash, Apple Card -- it's confusing, we know.

Banking

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Debit cards for kids: Everything you need to know plus our picks

Debit cards for kids: Everything you need to know plus our picks

Teach your kids about money while keeping them safe.

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Square adds more tools for small businesses, in banking push

Square adds more tools for small businesses, in banking push

The company says its new tools let payments, banking and cash flow "work as one."

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Wells Fargo is shutting down all lines of personal credit

Wells Fargo is shutting down all lines of personal credit

The bank warns customers that the account closures "may have an impact" on their credit scores.

The cash flow banking method: Everything you need to know

The cash flow banking method: Everything you need to know

Borrow interest-free from your own insurance policy instead of a bank. Yep, that's a thing. Could it work for you?

Biden proposes IRS disclosure of all crypto transactions $10,000 and up

Biden proposes IRS disclosure of all crypto transactions $10,000 and up

As part of an $80 billion effort to update IRS auditing abilities, the American Families Plan wants to bring crypto transfers into the light of day.

Investing

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First job out of college? Here are 5 smart financial moves

First job out of college? Here are 5 smart financial moves

Some simple steps to set you on the right track.

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Special purpose acquisition companies: Everything you need to know about SPACs

Special purpose acquisition companies: Everything you need to know about SPACs

How 2020 -- one of the weirdest years ever -- delivered the perfect market conditions for a SPAC resurgence.

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Best robo-advisors for September 2021

Best robo-advisors for September 2021

Is 2021 the year you start investing? Try it out with one of the best robo-advisors available right now.

China's cryptocurrency ban: What it means for Bitcoin, Coinbase and the US

China's cryptocurrency ban: What it means for Bitcoin, Coinbase and the US

Everything you need to know about the aftermath of China's crypto crackdown.

Robinhood will roll out an integrated crypto wallet in 2022

Robinhood will roll out an integrated crypto wallet in 2022

The company continues to expand its cryptocurrency capabilities.

Mortgages

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CNET mortgage calculator: How much house you can afford

CNET mortgage calculator: How much house you can afford

Figure out whether your dream home fits your actual budget.

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Mortgages, credit scores and down payments: 5 things to know before buying a home

Mortgages, credit scores and down payments: 5 things to know before buying a home

Thinking of becoming a homeowner but don't know where to start? Here's how to get your money in order before you buy a home.

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Your house is worth more than what you paid for it: Here are 4 ways to tap into your home equity

Your house is worth more than what you paid for it: Here are 4 ways to tap into your home equity

Skyrocketing prices are giving homeowners lots of options.

Mortgage forbearance and eviction extensions run through September 2021

Mortgage forbearance and eviction extensions run through September 2021

A new FHA announcement provides more protection for struggling homeowners.

You just bought a house: Here are 13 key questions to ask the prior homeowner

You just bought a house: Here are 13 key questions to ask the prior homeowner

Before rushing the seller out, see if they'll spill the tea about your new home (and neighbors).

Loans

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Ford is removing the credit-score minimum for 84-month car loans

Ford is removing the credit-score minimum for 84-month car loans

That could make new car loans accessible to more people, but here's why you should be careful before signing on that dotted line.

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Student loan forgiveness program for public servants gets a makeover

Student loan forgiveness program for public servants gets a makeover

The US Department of Education says the changes will move thousands of borrowers closer to having their loans forgiven.

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Coronavirus hardship loans: What they are, how they work and how to get one

Coronavirus hardship loans: What they are, how they work and how to get one

Everything you need to know about loans for people affected by the COVID-19 epidemic.

Tax Day 2021: How student loans affect your taxes

Tax Day 2021: How student loans affect your taxes

Student loans might help come tax time -- or you could face a higher tax bill.

FHA loans: Everything first-time homebuyers need to know

FHA loans: Everything first-time homebuyers need to know

You can get a mortgage insured by the Federal Housing Administration, even if you have a low credit score or less cash for a down payment.

Insurance

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Flood insurance: What it costs, what it covers -- and what it doesn't

Flood insurance: What it costs, what it covers -- and what it doesn't

Even if you're not in a high-risk flood zone, coverage could save you tens of thousands.

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Here's why you can't negotiate your insurance rates

Here's why you can't negotiate your insurance rates

Debunking one of the industry's biggest myths.

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Best car insurance for military and veterans to buy for 2021

Best car insurance for military and veterans to buy for 2021

These are the best military and veteran car insurance companies based on premiums, costs, benefits, discounts and region.

Best car insurance for teens and young drivers in 2021

Best car insurance for teens and young drivers in 2021

Find the best car insurance rates and deals for new and young drivers. Affordable insurance policies are available for good students and for teens who've had accidents.

Best car insurance companies for 2021

Best car insurance companies for 2021

Auto insurance is essential for safe, legal driving.

Taxes

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Child tax credit: October payment coming today. What to know

Child tax credit: October payment coming today. What to know

Now that the fourth check has arrived, we'll tell you all the remaining pay dates and what to know about missing checks, eligibility and how to cancel future payments.

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Why didn't I get a child tax credit payment? Here's how to track your check

Why didn't I get a child tax credit payment? Here's how to track your check

Trying to figure out where your child tax credit check is? Follow these steps to help pinpoint its arrival.

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Child tax credit update portal: What you can -- and can't -- do with the IRS tools

Child tax credit update portal: What you can -- and can't -- do with the IRS tools

You can register for payments, opt out of remaining checks and manage your child tax credit details using the IRS tools. We'll explain how they work.

IRS child tax credit payment problems? We'll explain what to do

IRS child tax credit payment problems? We'll explain what to do

Did you get less money than you expected with October's check or no payment at all? Here's what it could be.

Still waiting for your $1,400 stimulus payment? Here's how to request an IRS trace to track it

Still waiting for your $1,400 stimulus payment? Here's how to request an IRS trace to track it

We'll show you how to find your missing stimulus check from the IRS.

Your Money

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Child tax credit: October payment coming today. What to know

Child tax credit: October payment coming today. What to know

Now that the fourth check has arrived, we'll tell you all the remaining pay dates and what to know about missing checks, eligibility and how to cancel future payments.

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Why didn't I get a child tax credit payment? Here's how to track your check

Why didn't I get a child tax credit payment? Here's how to track your check

Trying to figure out where your child tax credit check is? Follow these steps to help pinpoint its arrival.

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Current stimulus check details: $600 California payments, $1,000 teacher bonuses, more

Current stimulus check details: $600 California payments, $1,000 teacher bonuses, more

Here are the state governments sending stimulus checks and bonus payments for individuals. Plus, more child tax credit payments are going out to families on Oct. 15.

Child tax credit update portal: What you can -- and can't -- do with the IRS tools

Child tax credit update portal: What you can -- and can't -- do with the IRS tools

You can register for payments, opt out of remaining checks and manage your child tax credit details using the IRS tools. We'll explain how they work.

IRS child tax credit payment problems? We'll explain what to do

IRS child tax credit payment problems? We'll explain what to do

Did you get less money than you expected with October's check or no payment at all? Here's what it could be.

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