[MUSIC]
Paying friends back is easier than ever thanks to our phones.
Here are three services worth a try.
Venmo is one of the most popular peer to peer payment apps right now.
The app works on IOS and Android phones and lets you send or request money from other friends on your network.
[MUSIC]
The money stays within the app until you transfer it manually.
But it'll take between one and three business days to get to your bank account.
Zell is probably the fastest way to get money to your bank.
That's because it's the same system used by most major banks.
And once the money is sent you don't have to do anything else, The money will appear in your account within minutes after your first transaction.
Chances are you already have this next one installed in your phone.
Facebook Messager is a convenient way to send money to friends without even leaving the conversation.
Just click the money sign and send or request.
Payments take about a day to go through, only use these peer-to-peer payments and services with people you know to avoid scams.
In San Francisco, I'm Vanessa Hand Orellana, CNet.com for CBS News.
[MUSIC]
Up Next
Give gifts that give back
1:46
Feeling crafty? These online services can help you make holiday...
1:34
Good kitchen tools make for a tastier Thanksgiving
1:19
Black Friday deals are happening all month: Here's where to shop
1:28
Your phone might be a powerful tool to help stop the coronavirus
1:34
What makes the iPhone 12 so great anyway?
1:34
Tech to help navigate Halloween 2020
1:32
Vote with your wallet and learn which candidates your favorite...