Apple Pay debuts and aims to replace your wallet
1:36

Apple Pay debuts and aims to replace your wallet

Phones
[MUSIC] With the press of a fingerprint owners of the new iPhone 6 or 6 plus can pay at thousands of participating stores with the just their phones. We've got many of the largest retailers in the country supporting us. Apple launched its version of a mobile wallet called Apple Pay using technology called near field communications or NFC. We tried it out at a San Francisco Whole Foods. When you bring your phone to the registers reader it automatically pulls up one of your stored credit cards. Simply verify with your fingerprint. You pay. And then you receive a message confirmation. Consumers are still very concerned about using their phones to pay for things. I mean it, it's the concept of like. Security on, on those devices is still like foreign to a lot of people. Apple says Apple Pay is totally secure because retailers do not get your credit card information. Instead a dynamic code is sent to your bank to authenticate the purchase. Apple is joining other services that have struggled to make mobile payments mainstream. Like Google Wallet, which launched several years ago, and uses similar NFC technology on Android devices. PayPal is already available on Apple and Android devices and relies on a cellular connection. Customers check into merchants and pay through the app. A little bit of the reluctance that we have is our counter space is limited. And Google Wallet and Apple Pay require a device to tap on to. Which PayPal does not. PayPal is also putting it's app on smart watches. Apple has similar plans for Apple Pay when it launches it's watch early next year. In San Francisco, I'm Carla Segoyah, cnet.com for CBS News. [MUSIC]

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