It's toofor , and too soon to (more on that in a minute). So if you think you're owed a you don't have, what do you do now?
There are several avenues you can take, and we'll explain what they are. But the very first step we suggest is to use the IRS' payment tracking tool to get a basis of information. That will help guide you so you know what to do next. It might be that the tools says itor , or made a you never got. That will prompt one course of action. Maybe there's a cryptic message that suggests the IRS doesn't have enough information about you. That will steer you in a different direction.
Or, if the IRS tells you it sent a payment amount that you did receive, but youand , a , and you'll need to claim all or part of your missing stimulus payment as a -- even if . Here are tips for using the tool, and how certain messages can guide you on what to do next. (In other news, here's of a for .) This story was updated with new information.
IRS Get My Payment: What to know before using the tool
While the IRS was actively sending stimulus checks, it updated its tracking tool, called Get My Payment, once a day. You plug in your Social Security Number, date of birth, street address and zip code, and to tool displays a message with information about your check -- whether the payment was sent, the payment method ( or by mail) and date it was issued. It'll also let you know if the service can't yet determine your status -- more below on error messages.
What does a 'Need More Information' message mean?
You may see an error if the tool can't determine-- or if -- if your payment status isn't available, or if a lot of people are trying to access the tool at once (that's less expected now).
If the Get My Payment tool gave you a payment date but you still haven't received your money, the IRS may need more details from you. The error could also indicate that your check has been returned because the, an IRS representative told CNET.
When the IRS was sending checks actively, the online tool would let you enter your banking information to receive your payment, or it would hold your payment until it . Now that the payment window has passed, it may mean you need to or claim the money on a 2020 tax return using the .
What to do if you see 'Payment Status Not Available'
It's normal for the Get My Payment tool to give you a message that says "Payment Status Not Available" until the payment is scheduled to be issued, according to the IRS. But now that the deadline has passed, it means your best bet of claiming your share of the money is to file for the as part of . If you're eligible, you'll need the amount of money the IRS allotted you, which you can .
If Get My Payment says the IRS sent a stimulus check, but you never got it, do this
If the IRS' online tool issued your stimulus money, but you have no record of it in the mail or in your bank account, and it never arrived in your mailbox, you may need to. It's handy if you also .
What if you threw away the IRS letter confirming your stimulus payment?
If the IRS issues you a stimulus check, it sends a notice by mail to a taxpayer's last known address within 15 days after making the payment, to confirm delivery. The letter contained information on when and how the payment was made and how to report to the IRS if you didn't receive your check. The letter is helpful if you. Here's how to .
It's not too late to prepare for a third stimulus check
Aand you'll likely get it fastest if you have a account set up with the IRS. If you don't, it's not too late, but you will need to act soon. The IRS didn't let people register new direct deposit accounts or change their banking information with the second stimulus check, and we have no way to know if the agency would open or close direct deposit adjustments with the .
What we do know is that you can(actually, up to three) as part of filinf your 2020 tax return.
Keep in mind for the next payment: You can track a mailed stimulus check to your mailbox
If your Informed Delivery, the mail-tracking service automatically scans your letters and can alert you when they'll be delivered. Here's more on to keep tabs on your payment., the US Postal Service has a free app that can notify you when it's about to deliver your stimulus money from the IRS. Called
For more information, here's, how the and here's what we know about a .