The IRS won't tell you how much stimulus money you'll get. Here's how to figure your amount
You want to make sure you received the right amount in your third stimulus check.
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Like many, you may have received your third stimulus check straight from the IRS by now, but it's in your best interest to double-check the amount you got. The IRS is keeping track of lots of forms, figures and payments this spring, and depending on what the IRS had on hand for you when it calculated your stimulus check amount, it may not have used your current information. Our stimulus check calculator can help you quickly get an estimate for how much you qualify to receive and whether the IRS underestimated your payment, meaning you may be due a so-called "plus-up payment."
Calculate how much stimulus money you should get this time
The IRS looks at a lot of figures to calculate how much your qualify for, including if your adjusted gross income, or AGI, is less than $80,000 (for single taxpayers), $120,000 (as heads of household) or $160,000 (for couples filing jointly) and how many dependents you have and their ages. You do math for you, our calculator takes everything into account to give you an estimate. The calculator does not retain your personal details.
What if the calculator says you qualify for more? What is a plus-up payment?
If you've already received your third stimulus check but the amount is smaller than what our calculator says you qualify for, the IRS may have underestimated the size of your payment. If that is your situation, you could be due a plus-up payment that will make up the difference between what you received and what you are now eligible to receive. Among the reasons you could qualify for more money is if the IRS used your 2019 tax forms to determine your amount but your income dropped in 2020 compared to 2019 or you added a child or dependent on your 2020 tax return. If this is the case, the IRS will send you a separate payment to cover the difference you qualified for this year.
Watch this: Stimulus plus-up payments: What you need to know
Why else could your stimulus payment not match the calculator estimate?
Unlike the rules around the first two stimulus checks, you can't receive any money if you exceed the upper income limit, even if you have dependents.
An extreme example of the last one: A single parent of four who makes $120,000 won't qualify, where a single parent with four dependents who makes $119,000 will still get some amount of money. The amended bill also includes families with mixed citizenship status; that is, where at least one family member is a US citizen.
Your dependents can help bring in more money beyond the third stimulus check. With the expansion of