Don't lose that IRS letter about your third stimulus check. Here's what to do with it
Did you get your third stimulus check? A letter from the IRS should arrive in the mail next. We'll tell you what to do if you threw it away.
Clifford ColbyManaging Editor
Clifford is a managing editor at CNET, where he leads How-To coverage. He spent a handful of years at Peachpit Press, editing books on everything from the first iPhone to Python. He also worked at a handful of now-dead computer magazines, including MacWEEK and MacUser. Unrelated, he roots for the Oakland A's.
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Did you get a letter signed by President Joe Biden about your third stimulus check? You'll want to hold on to this letter from the IRS, because you'll need it if you think you received the wrong amount (calculate your total here) or if you haven't got a payment at all.
Why do I need to hold on to the IRS letter I received about my stimulus check?
The IRS letter that arrives about 15 days after your third stimulus check, which confirms your payment, is officially called Notice 1444-C. Signed by the president, the letter shows the amount you were paid and how you were paid (mail or direct deposit). The letter also advises you to check the Get My Payment tracker or call a phone number at the bottom of the letter if you haven't received your check.
With the two first stimulus payments, the IRS also sent a confirmation letter in the mail within 15 days of your payment going out -- Notices 1444-A and 1444-B. Those two letters could help you claim missing stimulus money on your taxes this year.
If you believe you received the wrong amount -- such as if a dependent was skipped -- or the total doesn't match the estimated amount from our stimulus calculator, it could indicate that you need to hunt down your missing money using this letter. The IRS advises you to hold on to the letter for your 2021 tax records. What this really means is that it's useful if you need to claim missing money in the future, as you could on your 2020 taxes as a recovery rebate credit for the first two checks.
Here's more information on using the recovery rebate credit worksheet to figure out the credit from the first two checks that you can claim on your 2020 taxes if you haven't filed yet. You'll enter the total amount you determine you're owed on line 30 of the 2020 1040 (PDF) or 1040-SR (PDF) tax forms.
Watch this: Stimulus check 3: How much money you'll get
Does the IRS have my current home address on file?
What can I do if I lost the IRS letter or never got it?
If you don't have the IRS confirmation letter, you should be able to find the information in your federal tax account, using the IRS website.
If you don't have an account set up with the IRS, head to the agency's account page and tap the blue button that says Create or view your account to get started. You'll need to have some information on hand to set up your account, including tax and financial information, plus an email address and a mobile phone number to receive activation codes. For married couples filing jointly, each spouse will need to log in to their own account.
Can I find my IRS account information online?
The IRS online registration process can take about 15 minutes. During the setup process, the IRS will first email and then text you two activation codes. If the codes don't come through, the agency will mail you a letter with an activation code, which can take five to 10 days to get to you. If you want to track the letter, you can use this free service from the USPS.
Once you've set up your online account with the IRS, you can check your account for the information contained in the notice. If your stimulus payment information is not available when you check, the IRS said it should be in the coming weeks.