Credit Cards Advice

10 Common Credit Card Fees and How to Avoid Them

10 Common Credit Card Fees and How to Avoid Them

Credit card fees can add up quickly, but they are generally avoidable.

By Liliana Hall
The Fair Credit Reporting Act: What You Need to Know

The Fair Credit Reporting Act: What You Need to Know

This legislation helps maintain fair practices for credit reporting, while offering privacy protections for consumers.

By Laura Leavitt
6 helpful tips for using cash-back credit cards

6 helpful tips for using cash-back credit cards

Knowing the benefits of your cash-back credit cards can help you capture the most value.

By Dori Zinn
What Are EMV Chips and Do They Make Credit Cards More Secure?

What Are EMV Chips and Do They Make Credit Cards More Secure?

Chip technology makes credit card theft more difficult. EMV chips create a unique key each time you use your card.

By Cynthia Paez Bowman
What to Consider When Getting a Joint Credit Card

What to Consider When Getting a Joint Credit Card

There could be more risks than benefits. But what about adding a partner as an authorized user?

By Cynthia Paez Bowman
How to Dispute an Error on Your Credit Report

How to Dispute an Error on Your Credit Report

Incorrect information on your credit report can lower your credit score -- but you can dispute it for free.

By Cynthia Paez Bowman
Airline cards vs. travel credit cards: The pros and cons -- and which one's better for you

Airline cards vs. travel credit cards: The pros and cons -- and which one's better for you

Before embarking on your next adventure, make sure you've got the right credit card.

By Dori Zinn
Should You Pay Your Mortgage With a Credit Card?

Should You Pay Your Mortgage With a Credit Card?

You technically can pay your mortgage with a credit card -- but that doesn't mean you should.

By Cynthia Paez Bowman
How to Freeze Your Credit -- and Why You Might Want To

How to Freeze Your Credit -- and Why You Might Want To

Freezing your credit can help protect you from identity theft, even if there is a data breach -- and it's totally free.

By Cynthia Paez Bowman
The Best Hidden Credit Card Perks

The Best Hidden Credit Card Perks

Not all credit cards have the same benefits. Some have more perks -- if you're willing to pay the price.

By Dori Zinn