Table of Contents In this article

Why You Can Trust CNET Money

CNET Money’s mission is to help you maximize your financial potential. Our recommendations are based on our editors’ independent research and analysis, and we continuously update our content to reflect current partner offers. How we rate credit cards
Advertiser Disclosure

CNET editors independently choose every product and service we cover. Though we can’t review every available financial company or offer, we strive to make comprehensive, rigorous comparisons in order to highlight the best of them. For many of these products and services, we earn a commission. The compensation we receive may impact how products and links appear on our site.

Best Credit Cards for Streaming Services for February 2024

With the number of popular shows and the membership costs of where they air constantly increasing, these cards could help you save on your subscriptions.

  • CNET'S PICK
    CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
    8/10
    Annual Fee $0 intro annual fee for the first year, then $95.
    Rewards Rate
    1% - 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 6% Cash Back on select U.S. streaming subscriptions; 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more; 3% Cash Back at U.S. gas stations; 1% Cash Back on other purchases
    Intro offer available Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
    Apply Now with American Express
  • CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
    9.5/10
    Annual Fee $0
    Rewards Rate
    1% - 5% Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership; Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare); Earn unlimited 1% back on all other purchases
    Intro offer available Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members
  • CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
    7.5/10
    Annual Fee $95
    Rewards Rate
    1% - 4% Earn unlimited 4% cash back on dining, entertainment and popular streaming services; Earn 3% at grocery stores; Earn 1% on all other purchases
    Intro offer available $300 after you spend $3,000 on purchases within 3 months from account opening
  • CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
    7/10
    Annual Fee $0
    Rewards Rate
    2% - 3% Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple; With every purchase you make using your Apple Card with Apple Pay, you get 2% Daily Cash back
  • CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
    7/10
    Annual Fee $0
    Rewards Rate
    1% - 8% 8% Cash Back on Capital One Entertainment purchases; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply); 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®); 1% Cash Back on all other purchases
    Intro offer available Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening

Whether you’re hopping on the True Detective train or looking to catch up on this year’s Oscar contenders, there are plenty of shows and movies to watch. Unfortunately (or maybe not, depending on how you look at it), each streaming service has something to watch. That means you most likely have more than one streaming service subscription.

“Signing up for streaming services can quickly add up,” credit expert Lee Huffman said. “Many consumers have multiple services that rival the cost of cable TV. It’s easy to forget about these subscriptions and end up [paying for] services that you no longer use.”

If you do have multiple streaming services, these credit cards can put a little back in your pocket while you binge-watch.

CNET’S PICK
8/10
CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Apply Now
with American Express
Intro Offer
Earn $250 Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual Fee
$0 intro annual fee for the first year, then $95.
Rewards Rate
1% – 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 6% Cash Back on select U.S. streaming subscriptions; 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more; 3% Cash Back at U.S. gas stations; 1% Cash Back on other purchases
Rec. Credit Recommended Credit: A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
670 – 850 Good – Excellent
APR
19.24% – 29.99% Variable

The Blue Cash Preferred is the most rewarding credit card when it comes to streaming services. It does have an annual fee, but it’s quickly forgotten thanks to how fast rewards can accumulate. While its primary draw is the return it provides for essential spending at U.S. supermarkets and U.S. gas stations -- you know, where you can fuel up with snacks for nights in -- it also offers 6% cash back on select U.S. streaming subscriptions.

You can learn more in our Blue Cash Preferred review.

Intro Balance Transfer APR
0% on balance transfers for 12 months
Intro Purchase APR
0% on purchases for 12 months
Regular APR
19.24% – 29.99% Variable
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
6%
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
6%
6% Cash Back on select U.S. streaming subscriptions
3%
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
3%
3% Cash Back at U.S. gas stations
1%
1% Cash Back on other purchases
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

The Blue Cash Preferred is the most rewarding credit card when it comes to streaming services. It does have an annual fee, but it’s quickly forgotten thanks to how fast rewards can accumulate. While its primary draw is the return it provides for essential spending at U.S. supermarkets and U.S. gas stations -- you know, where you can fuel up with snacks for nights in -- it also offers 6% cash back on select U.S. streaming subscriptions.

You can learn more in our Blue Cash Preferred review.

Intro Balance Transfer APR
0% on balance transfers for 12 months
Intro Purchase APR
0% on purchases for 12 months
Regular APR
19.24% – 29.99% Variable
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
6%
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
6%
6% Cash Back on select U.S. streaming subscriptions
3%
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
3%
3% Cash Back at U.S. gas stations
1%
1% Cash Back on other purchases
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
9.5/10
CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Intro Offer
Get a $100 Amazon Gift Card Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members
Annual Fee
$0
Rewards Rate
1% – 5% Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership; Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare); Earn unlimited 1% back on all other purchases
Rec. Credit Recommended Credit: A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
670 – 850 Good – Excellent
APR
19.49% – 27.49% Variable

The Prime Visa is Amazon’s flagship credit card. It provides rewards for all things Amazon, including the retail giant’s streaming services. While it technically doesn’t have an annual fee, it does require a Prime membership, which costs $139 annually or $14.99 a month.

Similar to the Apple Card, Amazon also features Amazon Prime Video Channels that let you watch content with subscriptions from other brands like Max, Paramount Plus, Starz and others. If you subscribe to those channels with your Prime Visa card, you’ll earn a high rewards rate for those subscriptions too.

You can learn more in our Prime Visa review.

Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
19.49% – 27.49% Variable
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
5%
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
2%
Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
1%
Earn unlimited 1% back on all other purchases

The Prime Visa is Amazon’s flagship credit card. It provides rewards for all things Amazon, including the retail giant’s streaming services. While it technically doesn’t have an annual fee, it does require a Prime membership, which costs $139 annually or $14.99 a month.

Similar to the Apple Card, Amazon also features Amazon Prime Video Channels that let you watch content with subscriptions from other brands like Max, Paramount Plus, Starz and others. If you subscribe to those channels with your Prime Visa card, you’ll earn a high rewards rate for those subscriptions too.

You can learn more in our Prime Visa review.

Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
19.49% – 27.49% Variable
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
5%
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
2%
Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
1%
Earn unlimited 1% back on all other purchases
A flexible rewards program

U.S. Bank Cash+® Visa Signature® Card

8.5/10
CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
U.S. Bank Cash+® Visa Signature® Card
Intro Offer
$200 $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
Annual Fee
$0
Rewards Rate
1% – 5% 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.; 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center; 2% cash back on your choice on one everyday category, like Gas Stations, Grocery Stores or Restaurants; 1% cash back on all other eligible net purchases.
Rec. Credit Recommended Credit: A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
670 – 850 Good – Excellent
APR
19.74% – 29.74% (Variable)

The U.S. Bank Cash+ gives cardholders a choice of which purchases they’d like to earn the most rewards for. You can choose two categories to earn 5% cash back (on the first $2,000 spent in combined purchases each quarter), one of which is TV, internet and streaming. You can even choose home utilities for your other category to earn some rewards for your other monthly bills. Its static rewards cover essentials like gas and groceries, so it’s a pretty useful offering.

Though it does have a spending cap for the 5% cash-back category, its other categories don’t.

Intro Balance Transfer APR
0% intro APR Intro APR on balance transfers for the first 15 billing cycles.
Intro Purchase APR
0% intro APR Intro APR on purchases for the first 15 billing cycles.
Regular APR
19.74% – 29.74% (Variable)
Balance Transfer Fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
5%
5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
5%
5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center
2%
2% cash back on your choice on one everyday category, like Gas Stations, Grocery Stores or Restaurants
1%
1% cash back on all other eligible net purchases.

The U.S. Bank Cash+ gives cardholders a choice of which purchases they’d like to earn the most rewards for. You can choose two categories to earn 5% cash back (on the first $2,000 spent in combined purchases each quarter), one of which is TV, internet and streaming. You can even choose home utilities for your other category to earn some rewards for your other monthly bills. Its static rewards cover essentials like gas and groceries, so it’s a pretty useful offering.

Though it does have a spending cap for the 5% cash-back category, its other categories don’t.

Intro Balance Transfer APR
0% intro APR Intro APR on balance transfers for the first 15 billing cycles.
Intro Purchase APR
0% intro APR Intro APR on purchases for the first 15 billing cycles.
Regular APR
19.74% – 29.74% (Variable)
Balance Transfer Fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
5%
5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
5%
5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center
2%
2% cash back on your choice on one everyday category, like Gas Stations, Grocery Stores or Restaurants
1%
1% cash back on all other eligible net purchases.
7.5/10
CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Intro Offer
$300 $300 after you spend $3,000 on purchases within 3 months from account opening
Annual Fee
$95
Rewards Rate
1% – 4% Earn unlimited 4% cash back on dining, entertainment and popular streaming services; Earn 3% at grocery stores; Earn 1% on all other purchases
Rec. Credit Recommended Credit: A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
670 – 850 Good – Excellent
APR
20.99% – 28.99% Variable

The Capital One Savor* -- in exchange for a $95 annual fee -- offers a solid return on your entertainment purchases, including streaming services. There’s no limit to the rewards you can earn, and it’s good for purchases beyond streaming as well. Just be sure it fits into your spending habits. You’ll want to earn enough rewards from your normal spending to cover its fee. Otherwise, consider the no-annual-fee version.

Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
20.99% – 28.99% Variable
Balance Transfer Fee
None for balances transferred at the Transfer APR.
4%
Earn unlimited 4% cash back on dining, entertainment and popular streaming services
3%
Earn 3% at grocery stores
1%
Earn 1% on all other purchases

The Capital One Savor* -- in exchange for a $95 annual fee -- offers a solid return on your entertainment purchases, including streaming services. There’s no limit to the rewards you can earn, and it’s good for purchases beyond streaming as well. Just be sure it fits into your spending habits. You’ll want to earn enough rewards from your normal spending to cover its fee. Otherwise, consider the no-annual-fee version.

Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
20.99% – 28.99% Variable
Balance Transfer Fee
None for balances transferred at the Transfer APR.
4%
Earn unlimited 4% cash back on dining, entertainment and popular streaming services
3%
Earn 3% at grocery stores
1%
Earn 1% on all other purchases
7/10
CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Annual Fee
$0
Rewards Rate
2% – 3% Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple; With every purchase you make using your Apple Card with Apple Pay, you get 2% Daily Cash back
Rec. Credit Recommended Credit: A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
N/A
APR
19.24% to 29.49% Variable

If Ted Lasso and Monarch are on your must-watch list, you might consider the Apple Card*.

Though this card doesn’t feature a “streaming rewards” category, it does offer rewards for all things Apple, including Apple TV and Apple Music. You can also take advantage of Apple TV Channels, which give access to a number of other streaming services, like Max (formerly HBO), Starz and Showtime, among others.

You can learn more in our Apple Card review.

Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
19.24% to 29.49% Variable
Balance Transfer Fee
N/A
3%
Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple
2%
With every purchase you make using your Apple Card with Apple Pay, you get 2% Daily Cash back

If Ted Lasso and Monarch are on your must-watch list, you might consider the Apple Card*.

Though this card doesn’t feature a “streaming rewards” category, it does offer rewards for all things Apple, including Apple TV and Apple Music. You can also take advantage of Apple TV Channels, which give access to a number of other streaming services, like Max (formerly HBO), Starz and Showtime, among others.

You can learn more in our Apple Card review.

Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
19.24% to 29.49% Variable
Balance Transfer Fee
N/A
3%
Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple
2%
With every purchase you make using your Apple Card with Apple Pay, you get 2% Daily Cash back
7/10
CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Intro Offer
$200 Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual Fee
$0
Rewards Rate
1% – 8% 8% Cash Back on Capital One Entertainment purchases; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply); 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®); 1% Cash Back on all other purchases
Rec. Credit Recommended Credit: A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
670 – 850 Good – Excellent
APR
19.99% – 29.99% (Variable)

The Capital One SavorOne* earns fewer rewards than the Savor but it doesn’t charge an annual fee. It provides a surprisingly high reward rate and covers a number of popular expenses -- including streaming services -- for a card without an annual fee. It even pairs well with most other credit cards.

You’ll also earn rewards for any snacks you buy at eligible grocery stores when preparing to watch your favorite shows.

You can learn more in our Capital One SavorOne review.

Intro Balance Transfer APR
0% intro on balance transfers for 15 months
Intro Purchase APR
0% intro on purchases for 15 months
Regular APR
19.99% – 29.99% (Variable)
Balance Transfer Fee
3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time
8%
8% Cash Back on Capital One Entertainment purchases
5%
5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
3%
3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
1%
1% Cash Back on all other purchases

The Capital One SavorOne* earns fewer rewards than the Savor but it doesn’t charge an annual fee. It provides a surprisingly high reward rate and covers a number of popular expenses -- including streaming services -- for a card without an annual fee. It even pairs well with most other credit cards.

You’ll also earn rewards for any snacks you buy at eligible grocery stores when preparing to watch your favorite shows.

You can learn more in our Capital One SavorOne review.

Intro Balance Transfer APR
0% intro on balance transfers for 15 months
Intro Purchase APR
0% intro on purchases for 15 months
Regular APR
19.99% – 29.99% (Variable)
Balance Transfer Fee
3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time
8%
8% Cash Back on Capital One Entertainment purchases
5%
5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
3%
3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
1%
1% Cash Back on all other purchases

What is a credit card for streaming services?

Technically, there are no streaming credit cards (yet). Instead, these are reward credit cards that provide cash back or points for paying a streaming membership. Because membership costs are fairly low, the return on spend won’t be very high. So it’s important to consider which other purchases the card earns rewards for, too.

Pros

  • Earn rewards on a reoccuring subscription

  • Build credit for paying your bill on time

Cons

  • Streaming rewards won’t be very high

  • If the card has an annual fee, you’ll have to pay another reoccurring fee

How to choose the best credit card for your streaming subscriptions

The best credit card for streaming subscriptions will be the card that earns the most rewards. Streaming subscriptions are relatively inexpensive (unless you have several), so the return won’t be high. That means it’s important to also match the card’s other reward categories with your spending.

Most of the cards featured here earn good rewards for regular purchases like gas, dining and groceries, making them good options for a well-rounded rewards card.

If the card carries an annual fee, check to see if your spending habits will earn enough rewards to cover it. Otherwise, the card’s fee will reduce any rewards you earn.

It’s also important to make sure the card offers rewards for the streaming services you have (and use). It’s a safe bet that the majority of them are covered, but outliers like Shudder aren’t always included. Most cards tell you in the card terms which subscriptions are covered.

How to get the most out of your credit card

The first thing you should do is connect your new credit card to your subscription services. You’ll earn rewards only if you’re using the card to pay for them. From there, you can also use the card to earn rewards in any other categories, and if there’s a welcome offer, try to earn it through your normal spending. If you overspend to reach the bonus, it’ll eat into its value.

Is a streaming credit card right for you?

If you have a number of streaming services like Spotify, Disney Plus, Netflix and Max, membership costs can add up quickly. A credit card that provides rewards for streaming services can put some money back into your bank account. Just keep in mind that the rewards won’t be staggering. While a 6% cash-back rate is high, on a streaming bill of $30, it will net you only $1.80 in rewards each month.

It’s important to match the card’s other rewards with your spending habits too, as that’ll be where most of the value comes from. Also, be aware that most of the cards on this list require good to excellent credit scores. If you need to improve your credit to qualify, consider a credit card for average credit first.

Alternatives to streaming credit cards

If you’re looking to earn rewards on more than just streaming services, you could consider adding a flat-rate rewards credit card to your wallet instead. These credit cards provide rewards for everything you spend money on, regardless of what it’s for.

How to apply for a streaming credit card

Once you’ve picked the card you like, follow these steps to apply:

  1. Follow the link to the credit card issuer’s application. 
  2. Fill out all the personal and financial information required, including your Social Security number, rent or mortgage payment, income, address and phone number.
  3. Wait for the issuer’s decision -- in most cases, this will be instant unless the issuer requests additional information.
  4. Use your card responsibly and pay your bill in full and on time to avoid any interest charges or damaged credit.

FAQs

Most popular streaming services qualify for bonus rewards from your credit card. But to be sure, you can check your card terms for a list of eligible purchases or contact customer service. For the cards on this list, eligible streaming services include:

  • Hulu
  • Disney Plus
  • Max
  • Netflix
  • Peacock
  • Paramount Plus
  • Amazon Video
  • Amazon Music
  • Spotify
  • Pandora
  • Apple Music

The best credit card for streaming services is the Blue Cash Preferred from American Express. It earns an unlimited 6% cash back for select U.S. streaming services while also offering one of the highest reward rates at U.S. supermarkets and U.S. gas stations. While it has an annual fee, it includes annual credits for Disney bundles and Equinox+, which can help to cover the cost.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

*All information about the Apple Card, Capital One Savor Cash Rewards and Capital One SavorOne Cash Rewards Credit Card has been collected independently by CNET and hasn’t been reviewed by the issuer.

For rates and fees of the Blue Cash Preferred Card from American Express, click here.

Other credit cards we researched

Our methodology

CNET reviews credit cards by exhaustively comparing them across set criteria developed for each major category, including cash back, welcome bonus, travel rewards and balance transfer. We take into consideration the typical spending behavior of a range of consumer profiles -- with the understanding that everyone’s financial situation is different -- and the designated function of a card. 

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ZDNET Finance to cover credit card, banking and blockchain news. He currently works with CNET Money to bring readers the most accurate and up-to-date financial information. Otherwise, you can find him reading, rock climbing, snowboarding and enjoying the outdoors.