Apple Pay vs. Google Wallet vs. PayPal
Apple Pay isn't the first mobile payment service.
Google Wallet and PayPal have been in the game for much longer and will also influence a future in which we pay for everything with our phones.
Checking out with Apple Pay is a breeze, but where it really wins
Hello.
is security.
Like Google wallet and PayPal, Apple leverages tokenization.
So, the merchant never sees your credit card numbers.
Tokens are stored in a chip called the secure element, which can only be accessed with your fingerprint.
And that's Apple's greatest access.
It's the only service that uses biometric security as a standard.
But you will need an iPhone 6 or 6 Plus to use Apple Pay, and the service is only supported by about 220,000 merchants, which sounds like a lot, but is a small subset of the millions of retailers in the United States.
Google Wallet is equally easy to use, but quickly surpasses Apple Pay's functionality.
Loyalty cards can be stored on your wallet, plus you can use it to send money to friends.
And many online retailers accept it too.
The drawback?
Something called host card emulation.
Instead of storing tokens and hardware like the secure element.
Google stores that data in the cloud.
That enables Wallet to work with more devices, but it also opens doors to more security issues.
And then there's PayPal.
The company has been processing payments for 15 years, and they're pretty good at it.
The major difference here is the way you pay.
When you arrive at a store, you'll check in using the PayPal app before completing your transaction.
Because of this, you will need cellular reception to make purchases.
PayPal's pay-by-phone tech hasn't made it into many stores, so you'll be hard-pressed to find it in chain-stores and other retailers.
But if you are a seasoned PayPal user, adopting the app is a no-brainer.
No matter which service you end up choosing, don't recycle your old fashioned leather wallet just yet.
It'll take time before most merchants are ready to support mobile payment technology.
[MUSIC]
Up Next
Can I Live With a Nokia Flip Phone in 2024?
Up Next
Can I Live With a Nokia Flip Phone in 2024?
How Google Captures 3D Images for Immersive View
How Google Captures 3D Images for Immersive View
How to Get Good Answers From an AI Chatbot
How to Get Good Answers From an AI Chatbot
It's Almost Here: My Big Questions for Vision Pro
It's Almost Here: My Big Questions for Vision Pro
CNET's Best Smartphones From 2023
CNET's Best Smartphones From 2023
Why I Don't Regret Ditching My Android for an iPhone
Why I Don't Regret Ditching My Android for an iPhone
Coolest Toys With a Tech Twist
Coolest Toys With a Tech Twist
CNET's Pro Photographers React to AI Photos
CNET's Pro Photographers React to AI Photos
How Dolby Atmos Makes You Feel Immersed in Movies and Music
How Dolby Atmos Makes You Feel Immersed in Movies and Music
One Month Check-In: We Tested the iPhone 15 Pro's and Pro Max's Batteries
One Month Check-In: We Tested the iPhone 15 Pro's and Pro Max's Batteries
Tech Shows
Latest News All latest news
PlayStation 5 Pro Leaked: Everything We Know
PlayStation 5 Pro Leaked: Everything We Know
Everything Just Revealed at Nvidia's GTC AI Conference
Everything Just Revealed at Nvidia's GTC AI Conference
Nvidia Reveals Omniverse Cloud Streams to the Vision Pro
Nvidia Reveals Omniverse Cloud Streams to the Vision Pro
Nvidia Shows Project GROOT and Disney Bots at GTC Conference
Nvidia Shows Project GROOT and Disney Bots at GTC Conference
Expert vs. AI: Is Now the Time to Buy an EV?
Expert vs. AI: Is Now the Time to Buy an EV?
The PlayStation Portal Built-In Volume Is too Loud: Here's How to Keep It Low
The PlayStation Portal Built-In Volume Is too Loud: Here's How to Keep It Low
Most Popular All most popular
First Look at TSA's Self-Screening Tech (in VR!)
First Look at TSA's Self-Screening Tech (in VR!)
Samsung Galaxy S24 Ultra Review: More AI at a Higher Cost
Samsung Galaxy S24 Ultra Review: More AI at a Higher Cost
'Circle to Search' Lets Users Google From Any Screen
'Circle to Search' Lets Users Google From Any Screen
Asus Put Two 14-inch OLEDs in a Laptop, Unleashes First OLED ROG Gaming Laptop
Asus Put Two 14-inch OLEDs in a Laptop, Unleashes First OLED ROG Gaming Laptop
Samsung Galaxy Ring: First Impressions
Samsung Galaxy Ring: First Impressions
Best of Show: The Coolest Gadgets of CES 2024
Best of Show: The Coolest Gadgets of CES 2024
Latest Products All latest products
First Look: The $349 Nothing Phone 2A Aims to Brighten Your Day
First Look: The $349 Nothing Phone 2A Aims to Brighten Your Day
Best of MWC 2024: Bendable Screens, AI Wearables and More
Best of MWC 2024: Bendable Screens, AI Wearables and More
This Concept Laptop from Lenovo Has a Transparent Display
This Concept Laptop from Lenovo Has a Transparent Display
Motorola's Rollable Concept Phone Wraps on Your Wrist
Motorola's Rollable Concept Phone Wraps on Your Wrist
See Adobe Lightroom on the Apple Vision Pro
See Adobe Lightroom on the Apple Vision Pro
This $400 Cane Has a Built-In Phone
This $400 Cane Has a Built-In Phone
Latest How To All how to videos
Windows 11 Tips and Hidden Features
Windows 11 Tips and Hidden Features
Vision Pro App Walkthrough -- VisionOS 1.0.3
Vision Pro App Walkthrough -- VisionOS 1.0.3
Tips and Tricks for the Galaxy S24 Ultra
Tips and Tricks for the Galaxy S24 Ultra
TikTok Is Now on the Apple Vision Pro
TikTok Is Now on the Apple Vision Pro
Get Your TV Ready for the Big Game: Super Bowl Setup Tips
Get Your TV Ready for the Big Game: Super Bowl Setup Tips
How to Use a Quest 3 Like the Vision Pro