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If you just want to add a couple of words to a photo, just type it out, select your font, and save it or share with your favorite site.
You can choose from 28 included fonts, or spend an additional 99 cents to get over 200 fonts total.
Scroll down in the list to get the extra fonts via in-app purchase.
When you want to add more words with different fonts, add a new layer, choose your font, and type out your word. Don't forget that you can pinch to resize your words.
When you're finished, you can save it to your photo library, share to all the major social networks, or simply send it via e-mail.