Hypr-3

The Hypr-3 lets you make secure payments with your finger

LAS VEGAS -- The Hypr-3 is a thin, light gadget that aims to lend the power and convenience of mobile payments to any device with Bluetooth connectivity. An app serves as a mobile wallet to securely store your credit and debit cards, but there's also an open API, so developers can make their own apps, or integrate support into existing wares. I had a chance to check it out here at CES 2015, and it's a neat little tool that costs just $20.

The Hypr-3 is designed around the idea of three-factor authentication. The first factor is something you have. In this case, it's a 3.2mm thick stick that serves as an encrypted token generator. You can stick it onto the back of your phone, or anywhere really -- the representative I spoke with keeps his on a keychain, and Bluetooth connectivity allows it to pair with your Bluetooth-equipped device from a few feet away.

The second factor is something you are: that's taken care of by the built-in fingerprint reader. Swipe your finger, and the Hypr-3 transmits an encrypted token to your phone that indicates that you are, in fact, you.

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