X

A closer look at the Apple Card credit card

With Apple Card, the tech giant known for its iPhones and MacBooks is getting into the personal finance industry.

Lynn La
Lynn La covers mobile reviews and news. She previously wrote for The Sacramento Bee, Macworld and The Global Post.
Lynn La
apple-card-hand-iphonexs-payment
1 of 11 Apple

Apple Card

On March 25, the tech giant Apple surprised many by announcing that it was launching a credit card -- the Apple Card. It will launch through the Wallet app this summer and is available only to US customers for now.

applecard-tarjeta-fisica
2 of 11 Claudia Cruz/CNET

The Apple Card is both a digital and traditional credit card that you can use for transactions where Apple Pay is not available.

screen-shot-2019-03-27-at-9-05-52-am
3 of 11 Screenshot by Katie Conner/CBS Interactive

The physical Apple Card is made out of titanium. The card doesn't list a card number, CVV code or expiration date, and there's no place for a signature. That info, however, can be accessed on your iPhone.

4 of 11

For extra gravitas, your name and the Apple logo will be etched into the card.

2019-03-26-18-31-46
5 of 11 Apple

For the most part, you'll access Apple Card through your iPhone.

apple-card-side-vendor
6 of 11 Apple

The Card will be in the Wallet app.

screen-shot-2019-03-27-at-8-59-26-am
7 of 11 Screenshot by Katie Conner/CBS Interactive

Remember, this is still a credit card, so you still have to qualify and be in good financial standing to get one.

2019-03-25-10-32-16
8 of 11 Screenshot by Jessica Dolcourt/CNET

Apple VP of Internet Services and Apple Pay Jennifer Bailey introduced the card during the keynote. The Apple Card offers Daily Cash back, up to 3 percent, on your purchases. You can spend the money like you would cash.

2019-03-25-10-32-33
9 of 11 Screenshot by Jessica Dolcourt/CNET

You can use Daily Cash to buy things in stores, pay your credit card bill or send money to friends.

2019-03-25-10-34-07
10 of 11 Screenshot by Jessica Dolcourt/CNET

You can also track your Apple Card spending on your phone and it will calculate how much interest you will need to pay given a certain amount of time.

2019-03-25-10-40-04
11 of 11 Screenshot by Jessica Dolcourt/CNET

The Apple Card will be backed by the Goldman Sachs investment bank and Master Card. As Apple's first foray into personal finance, the Apple Card represents a new direction for the hardware company. 

For more info, read CNET's Apple Card FAQ and our breakdown of the card's fine print.

More Galleries

My Favorite Shots From the Galaxy S24 Ultra's Camera
A houseplant

My Favorite Shots From the Galaxy S24 Ultra's Camera

20 Photos
Honor's Magic V2 Foldable Is Lighter Than Samsung's Galaxy S24 Ultra
magic-v2-2024-foldable-1383

Honor's Magic V2 Foldable Is Lighter Than Samsung's Galaxy S24 Ultra

10 Photos
The Samsung Galaxy S24 and S24 Plus Looks Sweet in Aluminum
Samsung Galaxy S24

The Samsung Galaxy S24 and S24 Plus Looks Sweet in Aluminum

23 Photos
Samsung's Galaxy S24 Ultra Now Has a Titanium Design
The Galaxy S24 Ultra in multiple colors

Samsung's Galaxy S24 Ultra Now Has a Titanium Design

23 Photos
I Took 600+ Photos With the iPhone 15 Pro and Pro Max. Look at My Favorites
img-0368.jpg

I Took 600+ Photos With the iPhone 15 Pro and Pro Max. Look at My Favorites

34 Photos
17 Hidden iOS 17 Features You Should Definitely Know About
Invitation for the Apple September iPhone 15 event

17 Hidden iOS 17 Features You Should Definitely Know About

18 Photos
AI or Not AI: Can You Spot the Real Photos?
img-1599-2.jpg

AI or Not AI: Can You Spot the Real Photos?

17 Photos