The 130 million mark by and as paper checks and . A for this weekend and next week. If your check for hasn't come yet, it's a good idea to triple-check your eligibility. If you do, here's and what to do .are hitting the
The requirements for the third payment have changed significantly from the. For example, there are and rules for , and that can affect the size of your payment. We'll walk you through what those qualifications are to help you determine whether you should expect a check -- or whether you'll be . (And the amount to expect.)
Additionally, here's how toor if you need to. We'll also explain some other, less common scenarios, with details for , and families in . (By the way, here's what we know about a .) This story was updated recently.
Important: Third stimulus check qualification details
The third stimulus checks now going out open up more avenues for people to claim a payment -- so long as their yearly earnings infall within the . These new payments come with for individuals and families who'd qualify for a full stimulus payment -- it isn't the same as it was for the first two rounds of checks approved in 2020. Check out the chart below for more and to estimate how much you could get.
Third stimulus check: Qualifications
|Qualifying group||What the law says|
|Individuals||An AGI of less than $80,000 to qualify for any payment amount|
|Head of household||An AGI of less than $120,000 to qualify for any payment amount|
|Couple filing jointly||An AGI of less than $160,000 to qualify for any payment amount|
|Dependents of all ages||$1,400 apiece, no cap -- but only if guardians make under the above limits|
|Families with mixed US citizenship||Provided they meet other qualifications|
|US citizens living abroad||Yes, same as first two checks|
|Citizens of US territories||Yes, same as first two checks, with payments handled by each territory|
|SSDI and other tax nonfilers||Yes, but may require an extra step to claim (more below)|
|Incarcerated people||Yes, included this time|
|People who owe child support||Checks can't be garnished to cover past due payments (more below)|
Not covered by law
|Non-US citizens||"Resident aliens" aren't included|
|Noncitizens who pay taxes||Depends on "mixed-status" rules (more below)|
Social Security, SSI, SSDI, veterans: What you need to know about eligibility and your stimulus payment
The majority of people who are part of the Direct Express card, though some may receive stimulus money a different way. Consult our guide for more on what to know and do, including if you need to by filing a tax return for 2020.. This time, many will get their payments on their existing
Stimulus money for veterans whoare expected to receive their stimulus checks in mid-April, after many Social Security recipients. Here's more to know about .
Recipients of the first check received their payments through a non-Direct Express bank account or as a qualified to receive payments, along with Railroad Retirement Board and Veterans Administration beneficiaries.sent in the mail. In the , these recipients again
Are my dependents eligible with this check?
As a rule, dependents are not eligible for their own checks, but they do contribute to the total your household can receive. In many cases, it can multiple your family's total. (Here's who the IRS considers an.)
In the, count toward $1,400. If you're a parent of a baby born in 2020, if you never received the first two payments for your new dependent last year. You can also get $1,400 for a baby born in 2021. Note that if your household , you won't receive any stimulus check money, even if you have dependents.
With the second stimulus check approved in December, each child dependent -- age 16 and younger -- added $600 each to the household payment. There was no cap on how many children you could claim a payment. That was an increase in the amount per child from the $500 that was part of the first check approved last March as part of the CARES Act, even as the per-adult maximum decreased from $1,200 per adult to $600 in the December stimulus plan.
Citizenship: Does the IRS consider my household mixed-status?
In the, a US citizen and noncitizen spouse were both as long as they both had Social Security numbers. This has been referred to as a "mixed-status" household when it comes to citizenship. Households with were left out of the first check.
includes where just one member has a Social Security number for a . That potentially includes families with citizen children and noncitizen parents.
In the CARES Act from last March, households with a person whoweren't eligible to receive a stimulus check, even if one spouse and a child were US citizens.
Eligibility details for noncitizens and the $1,400 stimulus payment
The CARES Act made a Social Security number a requirement for that first stimulus payment. Though other proposals would've expanded the eligibility to those with an ITIN instead of a Social Security number because they're classified as, this group was excluded in the final bill text that authorized a second stimulus check in December as well.
The new bill expands the qualifications to include all-- where at least one member has a Social Security number -- for a third check.
Can past-due child support affect my stimulus total?
If you owed child support, your(the amount you owed). With the second check, those who to cover past-due payments. The new bill with the $1,400 payment , so your check could be garnished to pay a private past-due debt.
One more exception for people who are missing payments of any amount and need to Taxpayer Advocate Service, an independent government agency that works with the IRS. That means that all or part of stimulus money received this way could potentially be seized to pay outstanding debts. The Taxpayer Advocate Service is urging the IRS to keep rebate credits intact.in their taxes: The protection from garnishment laid out in the second check doesn't extend to catch-up payments made in the Recovery Rebate Credit, according to the
Yes, inmates can receive stimulus money
After months of back and forth, the IRS was ordered by a federal judge to. They are included in the new law, which means they'll qualify for the $1,400 check.
The IRS classifies me as an older adult. What should I know?
Many, received a first stimulus check under the CARES Act and were eligible for the second one -- and are for the third as well. For older adults and retired people, factors like , , your pension and if you're part of the (more below) will affect whether you receive a stimulus payment.
The third stimulus check makes older adult dependents eligible to receive more money on behalf of the household. Here's how to determine if you.
Nonfilers: You may need to file your 2020 tax return this year to get the right stimulus check amount
If you need to add a dependent the IRS doesn't know about, you'll need to file a simple 2020 tax return to claim them. You may also be able to get missing money for the first two checks as well, by .
With the second payment, the IRS used your 2019 tax returns to determine eligibility.in 2018 or 2019, may under the CARES Act. And this group will qualify again. Here are reasons you might not have been required to file:
- You're over 24, you're not claimed as a dependent and your income is less than $12,200.
- You're married filing jointly and together your income is less than $24,400.
- You have no income.
- You receive federal benefits, such as . See below for more on SSDI.
Taxes and stimulus check eligibility: The two go hand-in-hand
For most people,. For example, the most important factor in setting income limits is your , which determines how much of the total stimulus payment you would be entitled to receive. The same holds true with a third stimulus check.
$1,400 stimulus check income limits
||Full $1,400 per person maximum (based on AGI)||Not eligible (based on AGI)|
|Single taxpayer||Less than $75,000||$80,000 or more|
|Head of household||Less than $112,500||$120,000 or more|
|Married couple filing jointly||Less than $150,000||$160,000 or more|
Here's what we know about whetheror if it will look at your 2020 tax returns to set your check amount -- and what happens if you or not enough because of it.
For more information, here's, every way the and what to know about the .