If you're a part of the SSI or SSDI programs -- short for the Supplemental Security Income or Social Security Disability Insurance -- the IRS said you should automatically be eligible to receive the (and likely the , too). But if, , you haven't received all or part of your or , or any money for each eligible , then it's time to start thinking about what you need to do to claim it.
We'll get you in the right frame of mind if, and also answer important questions about stimulus checks from the SSDI and SSI lens, including and delivery, now that the IRS' has passed. In addition, here's how you can start estimating how much , and how .
This story was updated with new information.
SSI, SSDI and second stimulus check eligibility: What to know
The question ofis mostly the same as it was for the first round of payments from the March 2020 . That means if you're part of the SSI or SSDI program, you'd qualify for a check just like you did before, so long as you have a Social Security number and you on someone else's tax return.
Also, your household income cannot exceed the threshold ($75,000 single, $112,500 head of household, $150,000 married). Those receiving Railroad Retirement and Veterans Affairs benefits also should automatically qualify for a payment. Note that because of some fairly, in general, more people received a .
Why wouldn't I have gotten a first or second payment?
According to the IRS, people who receive Social Security retirement, SSDI, Railroad Retirement benefits and Supplemental Security Income as well as Veterans Affairs beneficiaries were automatically eligible for both payments so far. With the first check, it's possible you for or to pay a specific kind of creditor, but the rules changed with a second check. However, an .
What can do if either stimulus check is missing?
If you receive SSI or SSDI but still haven't gotten a stimulus check either round -- and the first one, especially -- the IRS may still need more information about your eligibility. To receive your money now, you'll need to claim the additional amount, using the . Even , you will have to do so to get those funds.
Also, if you registered with the Non-Filers tool by Nov. 21, 2020, the IRS says you should've received the payment by now, specifically in December 2020. If you missed the Nov. 21 cutoff, the IRS says you canwhen you . Here's what we know about how to -- and the first, if it's missing.
In some cases -- like if you received a letter from the IRS confirming that your payment was sent, but never actually got the money -- you may need to.
What if I haven't filed a tax return in the last several years?
If you receive federal benefits, including SSI and SSDI, as your only form of income, youin 2018 or 2019. Under the CARES Act, you were still , and should've received one automatically (no need to file a simple tax return, as the IRS had originally said).
How will my stimulus money be delivered to me?
Most SSI and SSDI recipients didn't receive their first payments via their Direct Express card, though this is usually what the government uses to distribute federal benefits. Instead, the payment arrived through a non-Direct Express bank account or as a paper check if you didn't have your bank account information on file with the IRS.
This time around, the IRS says on its website that SSI and SSDI recipients should have gotten their stimulus check money the same way they receive their first stimulus checks,, as the IRS already has the payment system set up. For those who received the first round of payments via Direct Express, they should have received the second payment the same way, the IRS said.
If you receive SSI but not Social Security benefits, and did not file for taxes in 2019, the IRS will automatically send your payment the same way you normally receive your SSI benefits, such as by , Direct Express card or .
It's likely you'll receive a-- -- the same way as the second check, though it's too soon to say for sure.
Do my children qualify for a stimulus check?
As long as your children are, they'll contribute $600 toward the final total of your household's second stimulus check. You can use our to figure your family's total estimate.
Under the CARES Act, qualified people with dependents age 16 or younger were eligible for up to $500 per child dependent, but not everyone.
Thethat would make dependents of all ages eligible for money that applies to the household's total payment, not just children under 17. That would include and college-age children as well.
Here's who the IRS counts as an.
Will I get the catch-up money for my dependents?
If you used the IRS' Non-Filers tool from May 5 through Aug. 15 of 2020, the IRS should've automatically issued the catch-up payment for your dependents in October. If you received your, you should've gotten the catch-up payment the same way. Others would've received it in the mail.
If you filed for your missing dependent money by Nov. 21, the payment should've arrived by the end of 2020 in the same way you received your first payment (likely direct deposit or by mail). If you missed the deadline, your check will be included.
To check the status of your or your dependent's payment,. You should also get a letter in the mail letting you know that an additional $500 per qualifying child has been issued.
What if I receive SSI or SSDI benefits and live outside the US?
If you're a Social Security beneficiary with a foreign address whose monthly benefit is deposited into a foreign bank account, you'll receive your stimulus payment as a check in the mail. (The IRS isn't meant to deposit money into foreign banks.) The IRS planned to start sending the first raft of checks to those recipients at the end of July 2020. If you live abroad but receive your monthly benefits through a US bank, you should've received your first payment by direct deposit to that account by the end of July as well. It isn't clear what will happen to this group with the second check, but if it wasn't distributed by Jan. 15, it will have to be claimed as part of a tax return. Find out .