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Social Security Payments for September: When Is Your Money Coming?

Waiting on your September payment? Find out when it's scheduled. Plus, SSI beneficiaries get two checks this month -- we'll explain why.

examining cash with a magnifying glass
The timing of your Social Security payment depends on your birthday.
Sarah Tew/CNET

So far in September, three payments have been disbursed by the Social Security Administration. The first went to those who receive Supplemental Security Income, and the second and third went to those who receive Social Security. If you're an SSI beneficiary, you can expect to receive two payments this month -- we'll explain why below.

As we get closer to the end of the year, keep an eye out in the mail for a letter about your Social Security benefits increase for 2023 -- it should arrive in December. This is the largest increase in 40 years, and the letter will have details about your benefit rate for next year. You can also access your benefits online on the Social Security Administration's website.

See below to find out when you'll get your next Social Security check and how your payment date is determined. Just started receiving Social Security payments? Here's how to pause them and potentially get a larger amount later. Also, here's the best time to start collecting your benefits and how to apply for Social Security Disability benefits.

Read more: Stimulus Checks: 18 States Are Sending Tax Rebates to Residents

How are Social Security payment dates determined?

The Social Security Administration sends out payments on three different Wednesdays of each month -- the second, third and fourth Wednesday. The Wednesday you'll get your money all depends on your birth date. Payments for Supplemental Security Income recipients generally arrived on the first of each month (see below). We'll break it down.

  • If your birthday falls between the 1st and 10th of the month, your payment will be sent out on the second Wednesday of the month.
  • If your birthday falls between the 11th and 20th of the month, your payment will be sent out on the third Wednesday of the month.
  • If your birthday falls between the 21st and 31st of the month, your payment will be sent out on the fourth Wednesday of the month.

See the September schedule below.

savings in a bag with a dollar sign

Your payment date depends on your birthday and when you started receiving benefits.

Sarah Tew/CNET

What if I receive both Social Security and SSI?

If you received Social Security benefits before May 1997, or if you receive both Social Security and SSI, the payment schedule is different. Instead, you'll receive your Social Security payment on the third day of each month and your SSI on the first day of each month.

However, those payment dates change if the 1st or 3rd of the month falls on a weekend. For instance, April 3 fell on a Sunday this year so you would've received your Social Security payment two days early, on April 1.

When will I get my September Social Security check?

Here's the September schedule (PDF) for when you could get your Social Security check and/or SSI money.

  • Sept. 1: Payment for those who receive SSI.
  • Sept. 2: Social Security payment for those who receive both SSI and Social Security, or have received Social Security since before May 1997. 
  • Sept. 14: Social Security payment for those with birthdays falling between the first and 10th of any given month.
  • Sept. 21: Social Security payment for those with birthdays falling between the 11th and 20th of any given month.
  • Sept. 28: Social Security payment for those with birthdays falling between the 21st and 31st of any given month.
  • Sept. 30: October SSI payment. (This is because Oct. 1 falls on a Saturday this year.)

Note that Aug. 24 was the final payment date for August.

What if I don't receive my check on the expected date?

If your check doesn't arrive on the date listed above based on your birth date or other circumstances, the Social Security Administration says to wait three additional mailing days before calling. If you still haven't received it, you can then call 800-772-1213 to speak with a representative. 

The SSA notes that wait times to speak with a representative are shorter Wednesday through Friday and later in the day (between 4 p.m. and 7 p.m. local time).

While you wait, you can also access your Social Security benefits online by visiting ssa.gov/myaccount.

We update this story each month as the payment dates change.