The first round of Social Security checks for the month arrives on Friday. Remember: Like the January Social Security checks, the February checks also include the 2023, or COLA. This year's increase boosts your benefit amount by 8.7%.
The Social Security Administration disburses its checks in rounds throughout the month. Read on to find out when your Social Security payment should arrive and how your payment date is determined.
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When will I get my February Social Security check?
February checks will include the first COLA increase for 2023. Here's the February schedule (PDF) for when you should get your Social Security check and/or SSI money:
- Feb. 1: February SSI payments.
- Feb. 3: Social Security payments for those who receive both SSI and Social Security or have received Social Security since before May 1997.
- Feb. 8: Social Security payments for those with birthdays falling between the first and 10th of any given month.
- Feb. 15: Social Security payments for those with birthdays falling between the 11th and 20th of any given month.
- Feb. 22: Social Security payments for those with birthdays falling between the 21st and 31st of any given month.
How are Social Security payment dates determined?
The Social Security Administration typically sends out payments on the second, third and fourth Wednesdays of each month. Which day you receive your check depends on your birthdate.
- If your birthday falls between the 1st and 10th of the month, your payment will be sent out on the second Wednesday of the month.
- If your birthday falls between the 11th and 20th of the month, your payment will be sent out on the third Wednesday of the month.
- If your birthday falls between the 21st and 31st of the month, your payment will be sent out on the fourth Wednesday of the month.
Payments for SSI recipients generally arrive on the first of each month.
What if I receive both Social Security and SSI?
If you received Social Security benefits before May 1997, or if you receive both Social Security and SSI, the payment schedule is different. Instead of getting your payments on a Wednesday, you'll receive your Social Security payment on the third day of each month and your SSI on the first day of each month.
However, those payment dates change if the first or third day of the month falls on a weekend or a holiday. Last month, for example, Jan. 1 fell on a Sunday this year, so SSI recipients received their January payments a day early on Dec. 30 and their Social Security payment on Tuesday, Jan. 3.
February's payment schedule follows the regular schedule explained above, so you can expect your SSI payment to be delivered on the Feb. 1 and your Social Security check to be delivered on Feb. 3.
What if I don't receive my check on the expected date?
If your check doesn't arrive on the date listed above based on your birth date or other circumstances, the Social Security Administration says to wait three additional mailing days before reaching out.
If you still haven't received it, you can speak with a representative at 800-772-1213. (The SSA notes that wait times are shorter Wednesday through Friday and between 4 p.m. and 7 p.m. on weekday afternoons.)
You can also access your Social Security benefits online.
This article is updated monthly as payment dates change.