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The Gemini Credit Card Is Now Available. Here's How Its Crypto Rewards Work

This crypto credit card has the most flexibility when it comes to choosing your rewards currency.

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Jaclyn DeJohn Former Editor
Jaclyn was a CNET Money editor with a fondness for the sweet spot between numbers and words. Overseeing CNET's credit card coverage, she wrote and edited news, reviews and advice. She has experience covering business, personal finance and economics, and previously managed contracts and investments as a real estate agent. Her tech interests include Tesla, SpaceX, The Boring Company and Neuralink.
Expertise Credit cards, banking, home equity, mortgages
Jaclyn DeJohn
2 min read
Gemini Credit card

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

After months of wait-listing, The Gemini Credit Card® is now available in all 50 states.

This card lets you earn rewards not in points or miles, but in your choice of over 60 cryptocurrencies. That flexibility and the rewards program are both first-rate in this new genre of crypto credit cards. You can even move your rewards off of the platform onto your own wallet. Previously, the BlockFi Rewards Visa® Signature Card was the only crypto credit card that allowed you to do this.

With the Gemini Credit Card, you'll earn 3% back in crypto on dining purchases (on up to $6,000 in annual spend, then 1%), 2% on groceries and 1% on all other purchases. There's no exchange fee to acquire your crypto rewards, and you'll earn them instantly when you make a purchase.

There's also no annual fee or foreign transaction fees with this card, making it low maintenance and a good option for traveling, especially because it's accepted everywhere Mastercard is accepted.

Check out our picks for the best crypto credit cards for more information on the Gemini Credit Card and its competition.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.