iPhone 14 Wish List 'House of the Dragon' Review Xbox Game Pass Ultimate Review Car Covers Clean Your AirPods 'The Rehearsal' on HBO Best Smart TV Capri Sun Recall
Want CNET to notify you of price drops and the latest stories?
No, thank you
Why You Can Trust CNET Advertiser Disclosure
CNET Money's mission is to help you maximize your financial potential. Our recommendations are based on our editors' independent research and analysis, and we continuously update our content to reflect current partner offers. How we rate credit cards

The Gemini Credit Card Is Now Available. Here's How Its Crypto Rewards Work

This crypto credit card has the most flexibility when it comes to choosing your rewards currency.

Gemini Credit card

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

After months of wait-listing, the Gemini Credit Card is now available in all 50 states.

This card lets you earn rewards not in points or miles, but in your choice of over 60 cryptocurrencies. That flexibility and the rewards program are both first-rate in this new genre of crypto credit cards. You can even move your rewards off of the platform onto your own wallet. Previously, the BlockFi Rewards Visa® Signature Card was the only crypto credit card that allowed you to do this.

With the Gemini Credit Card, you'll earn 3% back in crypto on dining purchases (on up to $6,000 in annual spend, then 1%), 2% on groceries and 1% on all other purchases. There's no exchange fee to acquire your crypto rewards, and you'll earn them instantly when you make a purchase.

There's also no annual fee or foreign transaction fees with this card, making it low maintenance and a good option for traveling, especially because it's accepted everywhere Mastercard is accepted.

While crypto credit cards that allow you to move crypto rewards to your own crypto wallet offer more adaptability, the rewards for the Gemini Credit Card are custodial only. This means you can only hold, sell or trade your rewards on the Gemini platform.

Check out our picks for the best crypto credit cards for more information on the Gemini Credit Card and its competition.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.