Why You Can Trust CNET Advertiser Disclosure
CNET Money's mission is to help you maximize your financial potential. Our recommendations are based on our editors' independent research and analysis, and we continuously update our content to reflect current partner offers. How we rate credit cards

Discover Credit Cards for 2022

Discover offers compelling cash-back incentives across a broad portfolio of cards.

Show More (1 item)

Discover is a popular card issuer that has a wide variety of products suitable for various needs. Assuming your credit score is up to snuff, it has competitive offerings in all of the standard categories including cash-back, travel and balance transfers. If you're looking to build credit, there are student and secured options. And each card offers an Unlimited Cashback Match or Unlimited Bonus, as well as no annual fee. At the end of your first year as a cardholder, Discover will match all the cash back or miles you've earned, essentially doubling your rewards. Check out our partner offers below.

Cash-back card

7.5/10 CNET Rating
Card Highlights
Intro OfferIntro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year. There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
APR16.24% - 27.24% Variable APR
Intro Purchase APR0% for 15 months
Recommended Credit Good/Excellent
Reward Rates
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
  • Earn 1% unlimited cash back on all other purchases – automatically.
Annual Fee$0
Additional Details
Intro Balance Transfer APR0% for 15 months
Balance Transfer APR16.24% - 27.24% Variable APR
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Late Payment Fee None the first time you pay late. After that, up to $41.
Foreign Transaction Fees None
Rewards & Redemption Details
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
  • Earn 1% unlimited cash back on all other purchases – automatically.

Our Take

For more information about the bonus rotating rewards category, welcome bonus and other features, see our full review of the Discover it Cash Back card.

Travel card

5/10 CNET Rating
Card Highlights
Intro OfferUnlimited Bonus: Only Discover gives you an unlimited match of all the Miles you've earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There's no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
APR16.24% - 27.24% Variable APR
Intro Purchase APR0% Intro APR for 15 months
Recommended Credit Excellent/Good
Reward Rates
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
Annual Fee$0
Additional Details
Intro Balance Transfer APR0% Intro APR for 15 months
Balance Transfer APR16.24% - 27.24% Variable APR
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Late Payment Fee None the first time you pay late. After that, up to $41.
Foreign Transaction Fees None
Rewards & Redemption Details
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.

Student cash-back card

9.5/10 CNET Rating
Card Highlights
Intro OfferIntro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
APR17.24% - 26.24% Variable APR
Intro Purchase APR0% for 6 months
Recommended Credit Fair/New to Credit
Reward Rates
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
  • Earn 1% unlimited cash back on all other purchases – automatically.
Annual Fee$0
Additional Details
Intro Balance Transfer APR10.99% for 6 months
Balance Transfer APR17.24% - 26.24% Variable APR
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Late Payment Fee None the first time you pay late. After that, up to $41.
Foreign Transaction Fees None
Rewards & Redemption Details
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
  • Earn 1% unlimited cash back on all other purchases – automatically.

Our Take

For more information about this student credit card, check out our full review of the Discover it Student Cash Back

Read our Discover It Student Cash Back review.

 

Student commuter card

9/10 CNET Rating
Card Highlights
Intro OfferIntro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
APR17.24% - 26.24% Variable APR
Intro Purchase APR0% for 6 months
Recommended Credit Fair/New to Credit
Reward Rates
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
  • Earn 1% unlimited cash back on all other purchases – automatically.
Annual Fee$0
Additional Details
Intro Balance Transfer APR10.99% for 6 months
Balance Transfer APR17.24% - 26.24% Variable APR
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Late Payment Fee None the first time you pay late. After that, up to $41.
Foreign Transaction Fees None
Rewards & Redemption Details
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
  • Earn 1% unlimited cash back on all other purchases – automatically.

Credit-building card

8/10 CNET Rating
Card Highlights
Intro OfferIntro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
APR27.24% Variable APR
Intro Purchase APRN/A
Recommended Credit New/Rebuilding Credit
Reward Rates
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
  • Earn unlimited 1% cash back on all other purchases – automatically.
Annual Fee$0
Additional Details
Intro Balance Transfer APR10.99% for 6 months
Balance Transfer APR27.24% Variable APR
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Late Payment Fee None the first time you pay late. After that, up to $41.
Foreign Transaction Fees None
Rewards & Redemption Details
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
  • Earn unlimited 1% cash back on all other purchases – automatically.

Our Take

Check out our full review of the Discover it® Secured Credit Card.

Gas and dining card

4.5/10 CNET Rating
Card Highlights
Intro OfferIntro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
APR16.24 - 27.24% Variable APR
Intro Purchase APR0% for 15 months
Recommended Credit Average/Good/Excellent
Reward Rates
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
  • Earn 1% unlimited cash back on all other purchases – automatically.
Annual Fee$0
Additional Details
Intro Balance Transfer APR0% for 15 months
Balance Transfer APR16.24 - 27.24% Variable APR
Balance Transfer Fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Late Payment Fee None the first time you pay late. After that, up to $41.
Foreign Transaction Fees None
Rewards & Redemption Details
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
  • Earn 1% unlimited cash back on all other purchases – automatically.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.