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Best credit cards for Amazon for October

Maximize rewards every time you shop at Amazon with these cash-back credit cards.

cash-back credit card can be a great way to earn extra cash on your frequent Amazon purchases, especially when you're shopping for big-ticket items like a smartwatchTV, laptop or desktop PC. Luckily, several rewards credit cards offer Amazon-specific rewards -- and some don't even require a Prime membership.

Keep in mind that cash-back rewards are a worthwhile pursuit only if you use your credit card responsibly. That means only spending within your limits and paying off your balance each month. Otherwise, you risk paying more in interest than you could earn back in rewards, potentially dinging your credit score in the process. 

Here are our top picks for the best credit card for Amazon purchases. All of these cash-back credit cards offer exceptional value while shopping on Amazon.

Read moreWhy you might want to pay taxes with a credit card

Card Highlights
Intro BonusUp to $150 Amazon Gift Card instantly upon approval
APR14.24% to 22.24% Variable
Recommended Credit N/A
Reward Rates
  • 5% back at Amazon.com and Whole Foods Market with eligible Prime membership*
  • 2% back at restaurants, gas stations, and drugstores*
  • 1% back on all other purchases*
Annual Fee$0
Intro Purchase APRN/A
Additional Details
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Balance Transfer APR14.24% to 22.24% Variable
Late Payment Fee Up to $39
Foreign Transaction Fees None
Rewards & Redemption Details
  • 5% back at Amazon.com and Whole Foods Market with eligible Prime membership*
  • 2% back at restaurants, gas stations, and drugstores*
  • 1% back on all other purchases*

Our Take

The Amazon Prime Rewards Visa Signature Card* is a solid choice for earning cash back. New cardholders receive up to a $150 welcome bonus in the form of an Amazon gift card upon approval. And you'll earn 5% cash back on any Whole Foods or Amazon purchase -- a compelling cash-back bonus, especially if you're a frequent Amazon.com or Whole Foods shopper -- that can be redeemed at checkout or as a credit statement from Chase. You must have an Amazon Prime membership to apply for this Amazon Visa Signature card. 

Check out the full review in CNET's roundup of the best cash-back credit cards.

Best category reward card for Amazon

Card Highlights
Intro Bonus$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
APR13.99% - 23.99% Variable APR on purchases and balance transfers
Recommended Credit Excellent/Good
Reward Rates
  • Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
  • Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
  • Earn unlimited 1% on all other purchases.
Annual Fee$0
Intro Purchase APR0% Intro APR for 15 billing cycles for purchases
Additional Details
Intro Balance Transfer APR0% Intro APR for 15 billing cycles for any BTs made in the first 60 days. A 3% fee (min. $10) applies.
Balance Transfer Fee Either $10 or 3% of the amount of each transaction, whichever is greater.
Balance Transfer APR13.99% - 23.99% Variable APR on purchases and balance transfers
Late Payment Fee Up to $40
Foreign Transaction Fees 3%
Penalty APR up to 29.99% APR
Rewards & Redemption Details
  • Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
  • Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
  • Earn unlimited 1% on all other purchases.

Our Take

The Bank of America Customized Cash Rewards credit card* allows you to choose your own bonus category once a month from six categories: gas, online shopping, dining, travel, drugstores or home improvement/furnishings. If you select online shopping as your rewards category, you'll be eligible to earn 3% cash back at Amazon.com, plus many other online retailers. It's worth noting that you only earn 3% on your selected category and 2% at grocery stores and wholesalers for purchases up to $2,500 each quarter. After that, your cash-back rate goes down to 1%. 

Check out the full review in CNET's roundup of the best cash-back credit cards.

Best online grocery (Whole Foods) and Amazon streaming services option

See Rates and Fees Terms Apply
Card Highlights
Intro BonusEarn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
APR13.99%-23.99% Variable
Recommended Credit Excellent,Good
Reward Rates
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
  • 6% Cash Back on select U.S. streaming subscriptions
  • 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
  • 3% Cash Back at U.S. gas stations
  • 1% Cash Back on other purchases
Annual Fee$0 introductory annual fee for the first year, then $95.
Intro Purchase APR0% on purchases for 12 months
Additional Details
Balance Transfer Fee N/A
Late Payment Fee Up to $40
Foreign Transaction Fees 2.7% of each transaction after conversion to US dollars.
Penalty APR 29.99% Variable
Rewards & Redemption Details
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
  • 6% Cash Back on select U.S. streaming subscriptions
  • 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
  • 3% Cash Back at U.S. gas stations
  • 1% Cash Back on other purchases

Our Take

The Blue Cash Preferred® Card from American Express is a great option for anyone who shops at Whole Foods for groceries, whether online through Amazon or in person. It earns you 6% cash back at all US supermarkets (on the first $6,000 spent per year, then 1%), and while Whole Foods is included, groceries from Amazon Fresh and other Amazon stores are not. You'll also earn 6% cash back on select US streaming subscriptions including Amazon Prime Video. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. New members can earn a $300 statement credit welcome bonus by spending $3,000 within the first six months of card membership. 

Check out the full review in CNET's roundup of the best cash-back credit cards.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Best flat-rate rewards card for Amazon

See Rates and Fees
Card Highlights
Intro BonusNew! Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
APR14.99%-24.99% (Variable)
Recommended Credit Excellent, Good
Reward Rates
  • Earn unlimited 2% cash rewards on purchases
Annual Fee$0
Intro Purchase APR0% intro APR for 15 months from account opening
Additional Details
Intro Balance Transfer APR0% intro APR for 15 months from account opening on qualifying balance transfers
Balance Transfer Fee up to 5%; min: $5
Balance Transfer APR14.99%-24.99% (Variable)
Foreign Transaction Fees 3%
Penalty APR None
Rewards & Redemption Details
  • Earn unlimited 2% cash rewards on purchases

Our Take

While this card doesn't feature any Amazon-specific perks, we're a big fan of its flat-rate 2% cash rewards offer on purchases, which makes it easy for you to earn money no matter where you shop. It's a great all-around cash-rewards card that offers a 0% introductory APR for the first 15 months from account opening on purchases and qualifying balance transfers (14.99% - 24.99% variable APR thereafter). While it's similar to the Citi® Double Cash Card, we like that you earn 2% on each dollar spent upfront and not after you pay your bill. The Wells Fargo Active Cash Card* also comes with a $200 cash rewards welcome bonus when you spend $1,000 in your first three months of card membership.

For rates and fees of the Blue Cash Preferred Card from American Express, click here.

*All information about the Amazon Prime Rewards Visa Signature Card, Bank of America Customized Cash Rewards credit card, and the Wells Fargo Active Cash Card has been collected independently by CNET and has not been reviewed by the issuer.

More credit card recommendations

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