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Apple Card Family allows spouses and partners to merge and share credit lines

The Apple Card gets a quick update at the start of the April event.

Eli Blumenthal Senior Editor
Eli Blumenthal is a senior editor at CNET with a particular focus on covering the latest in the ever-changing worlds of telecom, streaming and sports. He previously worked as a technology reporter at USA Today.
Expertise 5G, mobile networks, wireless carriers, phones, tablets, streaming devices, streaming platforms, mobile and console gaming,
Eli Blumenthal
2 min read

The Apple Card works as a physical card or on an Apple Watch or iPhone. 

Sarah Tew, CNET

Apple is giving its Apple Card credit card an update. At the start of Tuesday's Spring Loaded Apple event, CEO Tim Cook  announced what the company calls Apple Card Family. 

The new feature will allow "spouses and partners to share and merge their credit lines, have equal rights on their account and build credit equally," Cook said, adding that "this solution helps deliver financial equity."

Watch this: Apple Card Family lets spouses and partners build credit together

As part of the Apple Card Family offering, Cook also revealed that the credit card can "now be used by anyone in your family over the age of 13, with optional spending limits and controls for kids." Managing the card is still done through the Wallet app on iPhones with up to five additional members, so long as they're all part of the same Family Sharing group. 


Managing Apple Card Family is done through the Wallet app on iOS. 


Apple says that each user will earn their own Daily Cash cash back for the purchases they make on their Apple Cards. Existing Apple Card users who merge their credit cards could gain the "flexibility of a higher shared credit limit while keeping the lower APR of the two accounts."

The Apple Card was introduced in 2019 as part of a partnership with Goldman Sachs; Apple touted it as a new way to approach credit cards. The card has no annual fee or charges for foreign transactions or late payments, and offers daily cash back on purchases. Sign-up, however, still requires having an Apple device.

The Apple Card Family feature will be available in May for Apple Card users in the US. See all of CNET's coverage from Tuesday's Apple event