All UberEats couriers across Europe will be eligible for an insurance package from 8 January next year, the company announced on Friday.
The package with AXA will cover personal accidents, cash benefits for hospitalisation, property damage and cover for third-party injury.
"UberEats couriers can now enjoy the freedom and flexibility of working on their own schedule with the peace of mind provided by additional security and protection," said Filip Nuytemans, UberEats general manager for Europe.
However, the Independent Workers Union of Great Britain has called the offer a PR stunt.
"This move is clearly a reaction to the pressure of organised workers in the so called 'gig economy'," said couriers and logistics branch secretary Jim Benfield.
"Instead of actually respecting the rights these workers have in law, Uber has opted for this PR stunt that will have little to no effect on most workers' lives. In most cases, workers will not get any sickness cover, as this policy will only pay them if they are hospitalised ... there is no alternative to worker rights - and trying to substitute them through third parties with a profit motive is a nightmare waiting to happen."
UberEats operates in Austria, Belgium, Italy, Netherlands, Poland, Portugal, Spain, Sweden and the UK.