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T-Mobile launches new no-money-down promotion

Grab the Note 3, Galaxy S4, and LG G2 handsets for zero cash up front.

Get the Note 3 on T-Mobile for no money down. Sarah Tew/CNET

If you have a hankering for the Samsung Galaxy Note 3, Galaxy S4, or LG G2 but don't want to fork over a ton of money up front, T-Mobile says it has a tempting offer.

The carrier just unveiled a new promotion, which offers all three heavy-hitting Android smartphones for no money at time of purchase. Billed as "Zero Dollars Down," this special deal promises that customers will be able to sign up, then walk out of the store holding one of these powerful mobile devices without cracking open their wallets.

Sounds great, but shoppers aren't exactly strolling away with a free phone. If you agree to the terms of the arrangement, you're still on the hook for 24 monthly payments ranging between $25 (Galaxy S4, LG G2) and $29.50 (Note 3), depending on which device strikes your fancy.

Phones offered on T-Mobile's promotion. T-Mobile

Additionally, your monthly cellular service charges still apply, so you'll have to cough that up as well. Another factor to consider is: while technically users aren't bound to a two-year contract, they are required to pay off the full cost of the phone (or whatever balance remains) before jumping ship.

The fourth device T-Mobile is giving the Zero Dollar treatment to is the older Galaxy Note 2 (24 payments of $24). I strongly advise against selecting this aging gadget since it's been hopelessly rendered obsolete by the fresh Note 3.

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Samsung Galaxy Note 3
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