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GTE announced it has initiated online testing of digital certificates that comply with the latest Secure Electronic Transaction (SET) specifications through its CyberTrust Web site. The tests are designed to ensure the interoperability of digital certificates under the SET Certificate Management Protocol, a messaging system through which consumers, merchants, and financial institutions obtain verifiable information about the identity of their counterparts in an electronic transaction. The certificates are used like an electronic passport to verify the identity of the holder.