Despite the number of people who own an iPhone or an Apple Watch, there are still plenty of them who don't use Apple Pay. And that's a shame because it's uniquely positioned to bridge transactions on your iPhone with those in actual stores.
Apple Pay is basically a digital wallet on your iPhone, iPad, Apple Watch or Mac that lets you buy things in restaurants, in retail stores, in apps, and on the web. You can even use it to send and receive money to friends and family with Messages.
Even though there's an image of your credit card in the Apple's digital Wallet, your card number is never stored on your phone or on Apple's servers. Instead, Apple Pay uses a specific device number and a unique transaction code to process payments and protect your information. This allows Apple Pay to be faster and more secure than using a physical credit card at a register.
Over the past five years, loyalty cards. Imagine hopping onto the bus or train with just a swipe of your iPhone or Apple Watch at the turnstile.and
If you're interested in setting up Apple Pay on any of your Apple devices, watch the How To Use Apple Pay video at the top of this story. In the video, we walk you through , configure settings and use Apple Pay both in stores and online.
If you want more in-depth information, read Samsung Pay.on CNET. To find out how Apple Pay compares to Apple's new credit card and Apple Cash, check out . And you can read one of our editors' , using only her phone and