Android users, your day has come. iOS fans might have been talking up Apple Pay for months, but as of today Android Pay has finally made it to Australia.
ANZ is the only major bank to have the service from day one, meaning customers with an ANZ Visa debit or credit card, or an ANZ-issued American Express card, will be able to use their Android phone to make mobile payments at contactless terminals and online.
It's a massive coup for ANZ, which was also the first major bank to launch Apple Pay in Australia in April this year, after the iOS payments service first launched in October 2015, exclusively with American Express.
But ANZ is not alone. Android Pay will also be available on cards issued by American Express and Macquarie, as well as a number of other smaller financial institutions and credit unions.
Google is also working on providing in-app support for Android Pay so users can make quick payments on apps like Menulog, Dominos and Jetstar, without having to enter full credit card details.
Android Pay has been a long time coming for Australia. In December 2015, Google announced that it would be launching the service in the first half of 2016. Since then, Australia has seen the launch of Samsung Pay in July, as well as the continued growth of Apple Pay and major banks' own proprietary mobile wallets.
But Google's senior director of product management Pali Bhat says Google is coming to Australia at the right time.
"Honestly we're so early in the market right now," said Bhat. "We are literally in the first ball of the first over of the first innings of a test match...and this is like one of those early test matches that will run for days."
Bhat praised Australia's early adoption of mobile payments, saying Australian banks and retailers were both investing in the space, and that "once people adopt mobile payments, it's a very sticky thing."
Bhat admits that not every customer with access to Android Pay will use the service from day one, but that there will soon be a "wave" of people adopting the technology. Both ANZ and Google say they expect services such as Android Pay to outstrip traditional tap-and-pay transactions in the near future.
"I can see a future where [mobile payments] will displace plastic," said ANZ CEO Shayne Elliott. "I'm not talking in 10 years, I'm talking in a much shorter time than that."
ANZ is launching with Visa, though the bank says Mastercard is due to follow very soon. Google did not provide a timeline for launching with other major banks.
Android Pay Australian launch partners:
- Bank Australia
- CAPE Credit Union Limited
- Central West Credit Union Limited
- EECU Limited
- First Option Credit Union
- Goulburn Murray Credit Union Co-Op Limited
- Holiday Coast Credit Union Ltd
- Horizon Credit Union Ltd
- Intech Credit Union Limited
- Laboratories Credit Union Limited
- Mystate Bank Limited
- The Rock
- Northern Inland Credit Union Limited
- QT Mutual Bank Limited
- Queenslanders Credit Union Limited
- South West Slopes Credit Union Ltd
- Teachers Mutual Bank Limited
- The Mac
- Waterhouse Credit Union
- WAW Credit Union Co-Operative Limited
- Woolworths Employees' Credit Union Limited
- Wyong Shire Credit Union Limited
- Bank Of Sydney
- Sydney Credit Union Ltd
- Beyond Bank Australia
- Bendigo - Coming Soon
- ING Direct - Coming Soon
In-app partners (coming soon)
- Catch of the Day
- Eat Now
- Go Catch
- Hotel Tonight
- The Iconic
Update at 12:20 p.m. AEST: Included full list of partners.