First do it in Word document and save it as .doc. That's standard Word, and has nothing to do with html or an html-editor. I assume you know enough of Word to put a picture somewhere and set its properties, so the text wraps around. If not, you certainly gave us a wrong impression of your problem.
Then save that Word document as .html. Is that OK in a browser, or is something wrong with it? If so, what's wrong?
And I gave a work-around: make a table consisting of one row with two cells. Put the picture in one cell, the text in the other. How does that look in a Word doc? Save the Word doc as html. How does it look in the browser?
And Bob gave a work-around. Don't use Word. It won't help learning html at all, so why do it? Use Seamonkey (or Nvu or Kompozer). All free. All you said to that was "I need an answer for Word", without any motivation. And I gave 2, and all you say is "I've got problems with Word".
There's no progress here. You're somewhat un-cooperative.