when i installed vista i didnt need to make anymore accounts there was mine and the adminstrator but u can just turn off the adminsrator account by going to run and typing
and clicking the advanced tab then click advanced double click users then right click on adminstrator click propities and tick account is diasabled
also if u want your account to run as an adminsrator you have to knock off the user account control otherwise evrytime u want to make changes to the system it will ask u to log in as the adminstrator
I have operated Windows XP Pro on my computers since Day One in 2001, using only my User account on each machine, on the basis that, since I am the only person who has access, I have administrative rights and do not need another set of accounts for the Administrator taking up more of my HDD space. I set up my computers that way and have had no problems since.
It now appears that if I upgrade to Vista I will be forced to run Administrator accounts as well as my user accounts. If I were sharing computers I could see the logic behind this, but in my case it seems to be a step backwards, instead of an upgrade.