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Two-Factor Authentication Debunked by TSB Phish

July 1, 2008

Trend Micro Content Security discovered a phishing URL that, when loaded, displays a Web page strikingly similar to the Irish bank Permanent TSB (formerly known as the Irish Permanent Building Society).

Online banking facilities usually ensure the security of transactions processed within their domains by using a secure protocol. This has become a standard for online banks. Tech-savvy users who encounter this URL via email can thus tell that this site is suspicious because unlike the Web sites of other online banks, this site manifests lack of security on two counts:

The lock icon in the status bar is missing (browsers display the lock icon on the status bar to show that the site is secure)
The protocol used by the Web site is http, not https
The phishing Web site asks the user for his/her Open24 Number and Internet Password. Open24 is the online banking service established by the said bank to allow clients to access his/her records and transact via the Internet. It is usually printed on account-holders? ATM or LASER cards, along with the Internet Password.

More: http://blog.trendmicro.com/

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