I don't think I can help here but I just want to express something that is really strange here.
1. I have never heard of a cd with win95 and win3.1 combination.
2. There is no reason why XP cannot read a win95 cd.
3. What's directX have to do with all this.
Just weird. Maybe you have been taken, sorry.
We bought a cd with windows 95 and windows 3.1 listed as system requirements for installation. We of course have xphome and cannot view cd. Message reads something like 'Minimum requirement directX 5 or higher", and won't let us proceed. We have latest version of directX installed. What is the problem? Is there any way we can configure our pc to read this disk, or have we wasted our money?