Sorry, but our forum policies (link at left) are such that calls for crowd funding aren't allowed. That's why I deleted your post.
If you can't find any bank or company willing to invest in a product that is essential for 5 billion of people, I don't suppose it's a good product. So if it is, you find have much difficulty to find that little bit of money you need elsewhere.
Did you already do a google search for CROWD FUNDING?