...Marty; with any windows installation, Redmond dweebs seem to think they have the inalienable right to scan your computer via Windows update at any time they please.
That's why Win Update has the default setting of 'automatic with delayed start' in its properties, and why every default setting within windows encourages you to follow their recommendations - i.e. to give them access to your PC and everything on it.
Most Windows updates are a waste of time in any case, in fact more often than not they cause more problems than they solve, so the simple answer is to disable updates, not only in control panel > Action Center, but by going into Admin Tasks >Services >Automatic Updates and changing the start properties to 'Disabled' - apply and OK it.
Frankly the less Microsoft knows about what goes on within YOUR computer, the better off you'll be; basically it's legalised spying, and if you LOOK at the EULA you're agreeing to when installing it, it's there in the terms of the agreement.
However, for T's and C's to be legal, they have to be both reasonable AND adhere to the laws of personal privacy - and no matter which way you look at it, agreeing to have some snotty-nosed halfwit looking through your private data is neither of those things.
As usual, MS wants it both ways - and the simple answer, again, is to keep their noses out of it!