This only partially responds to your questions. I would buy the camera at costco and use your AMEX. Costco gives you a 90 day warranty and if you use your American Express it gives you great protection.
The fabulous new Lumix DMC-ZS7 is out, and I was juuust about to get one. But hold on a minute there... The new GPS and manual setting features are great, but will I actually use them for day-to-day use? Hmm? I wonder? Now, the big question I have, and have yet to find discussed, is the ZS3 has 45mb of integrated memory, while the 7 has only 15. 15mb is nothing to scoff at, but when it comes to memory, I feel more is always better. That is something I would use regularly. And coupled with the fact that, to date, the cheapest price I can find for the 7 is $350 on Amazon, and Costco now offers the 3 for $200 (apparently, basing that price on a previous post; see below)), I may now settle for the 3... If I wanted to go completely manual, I'd get a nice SLR... And if I need the location of my photos, I'll just use the memory card in my noggin... Any thoughts?
by ladmsy - 3/10/10 8:15 PM In reply to: someone help to get me a camera less than $200 by kandeepakrishnan
costco sells the Panasonic Lumix DMC-ZS3 for $199.99 now. i recommend that.