You should rethink the Casio FH20.
It is a specialty camera (high speed effects).
As one review put it.
"Jack of all trades and master of none".
I would have difficulty picking between the Canon SX10 and the Panasonic FZ28.
How about tossing a coin?
im looking to buy a camera for christmas but i cant decide which of these three i want
if there are any better that you know of in and around the same price range please suggest it
also id prefer not hear "you should wait for sx1"
my budget is around 500-600$
id also like to hear about some accesories that i must buy with whatever your suggestion may be