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Survey question for 14-30yr olds: owning shares - good/bad?

by shmody / January 24, 2009 11:27 AM PST

Survey question for 14-30yr olds:

1) What does owning shares/stock mean?
2) Is it good or bad. Why?
3) Have your views on this topic changed some, none, or drastically over the last 5 years?

It'd be fascinating to know what young people think about investing in capitalism through companies taking risks or through private, mom/pop, or just other types of businesses, etc. and also what kind of capitalism they'd like to be a part of anyhow...


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What they are
by FrankQC / January 25, 2009 5:15 AM PST

1) Owning shares/stocks is basically owning parts of a corporation/business. You can buy .. say.. 1 share at $50. If that corporation/business gets richer and the shares go up 50 dollars (for instance), Your 1 share is now worth $100. Then you can sell it back to the corporation and thus you making $50 profit.

2) It's both good and bad. It's a gambling game. You have a chance of losing your invested money in the stocks. If the stocks go from $50 to $25, you lost $25. A corporation/business does NOT have to repay you those shares if they don't want to (should they be going in bankruptcy... they pay their creditors money and usually there's none left).

3) Pretty much, yes. Considering we're in a global economic crisis the shares are going down. So basically this is time to buy.
I don't own shares because I'm just a student aka can't afford and don't want to lose my money.

You usually invest in stocks when you don't know what to do with your money.

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hmmm...okay; concept of investment; corporation...
by shmody / January 26, 2009 10:23 AM PST
In reply to: What they are


What I guess I'm really trying to discern is whether Gen X/Y think that "investment" in corporation is cool/uncool, useful/useless, socially acceptable/unacceptable, etc. Considering the "youthquake" that supported, and still supports, the Obama administration, and their very "socially aware" nature (well or poorly informed) it seems like the concept of supporting a corporation seems ...hard to stomach for mainstream Gen X/Y folks, ya know? At least, that's my perspective (I'm 30, technically a Gen Y).


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by FrankQC / January 26, 2009 10:27 AM PST

I'm 18.

I do not think you can classify investing as cool or uncool. One would only be ignorant to be against capitalism because the fact that they're using a computer from Dell, HP, etc. is part of giving money to the massive corporations.

Personal opinion:

Cool/uncool: Cool.

Useful/useless: Useful if you gain money and you study the corporation's financial statements BEFORE investing.

socially acceptable/unacceptable: Very acceptable. We need to provide wealth for the running economy.

People can call it whatever they want. They just don't realize they're contributing to capitalism everyday.

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Something to consider...
by J. Vega / January 26, 2009 11:12 AM PST
In reply to: Understandable

Something to consider is the dividends the stock pays. The stock price is one thing, but those 4 checks a year can rank as "cool".

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by FrankQC / January 26, 2009 11:14 AM PST

So hopefully the dividends are high lol. More money! aka cool.

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That's why I think...
by J. Vega / January 26, 2009 11:29 AM PST
In reply to: Yup

That's why I think Apple Computer stock is un-cool, it hasn't paid a dividend for 13 years.

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by FrankQC / January 26, 2009 11:33 AM PST
In reply to: That's why I think...

Seriously. That's pathetic.

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prob b/c perception as well as market fluctuation...
by shmody / January 26, 2009 12:10 PM PST
In reply to: That's why I think...

I have a theory that a lot of tech companies want to be seen as vibrant, new, innovative, and cool - so they don't do things like "old, stoggy" companies...such as pay a dividend. In that respect, Microsoft is trying waaaay too hard hanging on to it's youth Wink



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oh yeah, and the tech industry is generally a bit finicky...
by shmody / January 26, 2009 1:01 PM PST

oh yeah, and the tech industry is generally a bit finicky...so, saying they're *always* gonna have a dividend may be hard to make good on considering the risk in the industry... well, it *seems* like a good excuse, anyway. Wink


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Well ya
by FrankQC / January 26, 2009 10:06 PM PST

Yea, Tech companies want to appeal to young people because young people = the primary users of technology. We're always on MSN, checking email, etc. We're the future of the economy so they want lifetime customers.

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(NT) you seem well informed - good to know :)
by shmody / January 26, 2009 12:10 PM PST
In reply to: Understandable
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by FrankQC / January 26, 2009 10:07 PM PST

University Accounting 100

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Global crisis
by terra22 / February 25, 2009 12:18 AM PST
In reply to: What they are

Alternative energy sources are, I think,
and there is that direction which will deduce the world from crisis.
The epoch of oil and gas monopolies will end.

Message was edited by: admin to edit out signature Web link which is prohibited in these forums.

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I'm not sure but I'm thinking that SE is
by Steven Haninger / February 25, 2009 8:49 AM PST

seriously lacking in regular participants who fit your requested age range...at least chronologically. Some of us remember being that young but I don't recall stock ownership being anythings I had an interest in. At 14, it was US Savings Bonds that were sometimes given as gifts by uncles and grandparents and not shares in IBM.....darn it. Happy

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