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Study: Health insurance costs a factor in slow job growth!

Costs for insurance a factor in job slump.
(Chronicle login: semods4@yahoo.com; pw = speakeasy)

As I've pointed out before, our competitors don't have this problem because decent government-provided health care is considered a right due all citizens, so there's no "health benefits" cost to employers.

-- Dave K, Speakeasy Moderator
click here to email semods4@yahoo.com

The opinions expressed above are my own,
and do not necessarily reflect those of CNET!
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Re: Study: Health insurance costs a factor in slow job growt

In reply to: Study: Health insurance costs a factor in slow job growth!

My insurance went down a little.

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Re: Study: Health insurance costs a factor in slow job growt

In reply to: Study: Health insurance costs a factor in slow job growth!

Do you recommend instituting government health care management?

Just insurance or total control?

After government takes over insurance, do you recommend outlawing benefit insurance? or just depending on companies greed to discontiue any extras?

If we're going to have government insurance, then it has to be the same from the president, congress, governement employees, down to the garbage man, down to the refuse to work bum.

RogerNC

click here to email semods4@yahoo.com

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Re: Study: Health insurance costs a factor in slow job growt

Hi, Roger.

I wouldn't go so far as to say it has to be the same for all, as long as there's decent health care available to all as a floor, above whih those who can afford it should certainly be able to get private rooms, pay for a liver transplant, etc. Thing is, it would really cost a lot less than we calculate, as I'd guess at least half of ecery "health care dollar" is wasted in extra administrative costs, exorbitant salaries, or profit (all re: the health insurers). Eliminate those costs, use the government's purchasing power to drive drug prices down to reasonable levels (that still leave a decent profit for the pharma industry), and the economy and citizenry would be a lot better off.

-- Dave K, Speakeasy Moderator
click here to email semods4@yahoo.com

The opinions expressed above are my own,
and do not necessarily reflect those of CNET!

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Re: Study: Health insurance costs a factor in slow job growt

In reply to: Re: Study: Health insurance costs a factor in slow job growt

I wouldn't go so far as to say it has to be the same for all,

I would as far as what insurance was going to pay, if you're going to use tax dollars to pay for it.

whih those who can afford it should certainly be able to get private rooms, pay for a liver transplant, etc.

Sure if they can afford to pay out of pocket, I guess there's no denying it, but I meant if you're going to pay for health care insurance with tax dollars, that should be all the insurance offered, including Congress and federal employees as well as CEO's. We both know that Congress isn't going to put itself on level with the general public anyway about anything. It exempts itself from most if not all the requirements it puts on everyone else.

And I see you still place transplants in the wealthy only class?

as I'd guess at least half of ecery "health care dollar" is wasted in extra administrative costs, exorbitant salaries, or profit (all re: the health insurers).

And how much in legal costs for frivolous law suits and extreme liability? and more extreme awards?

I'm not for liability immunity when there is proven knowledge of danger and ignoring it. But currently the liability in this country is becoming prohibitive for everything.

Administration cost is probably tied to all the dotted i's and crossed t's you have to go through with the insurance companies that deny everything once in the name of holding costs down.

Exorbitant salaries? we talking about the insurance managers? or the stock holders that demand all their investments make huge returns or they'll withdraw their capital and put it elsewhere. When the investing public started to expect 5 to 10 times the return on their money in the stock market compared to bonds (and other "safe" investments), we all contributed to deceitful bookkeeping and lying reports, just to get the investment dollar.

And when has anything run by the government not been riddled with inefficency, over costs, and waste?

use the government's purchasing power to drive drug prices down to reasonable levels

But you've got to cover the cost of all the ex-government officals turned advocate (lobbyists, consultants, etc) for the companies to get the contract. Not to mention indirect bribery by political campaign contributions, a normal government practice. There would probably be an initial savings, then a locked in contract as the preferred provider BS and prices would end up even higher than they were.

If you want govermental health care, make it the same for everyone, that's the first rule. But be ready for inefficiency and delays.

Granted there needs to be something done about those without any coverage. Granted (and some most seem not to understand) everything covered has to (eventually) be paid for by those covered. But last time I heard, waiting times in England for things like knee or hip replacement was months, not weeks. Here many go out of work, have the surgery, and make it back in less than 6 months, sometimes less than 3 months.

So somethings here do work better.

RogerNC

click here to email semods4@yahoo.com

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