1. That's a bad sign. Secure what files you can't lose.

2. If you don't have your CD-KEY, go get AIDA32 (use GOOGLE to find) to list that CD-KEY (and others out) before you lost it all.

3. AFTER you have secured what you can't lose, find a DRIVE FITNESS TEST from the drive's maker. If it fails, then it's a new drive...

4. Microsoft did not give Windows ME any repair tools such as we found in Windows 98. It's been part of the reason for the love you see for Windows ME. Yes, I'm kidding. But not about the lack of repair tools.