Google "How to copy contacts from SIM card on Android." Seems to be an oft asked question.
The second question is a minefield. That is, there is NO STANDARD for groups. That is, to SMS to a group is not a feature of the SMS app so no to that. Same seems to be true for the stock email app.
Now if you find a replacement app, maybe you can make groups.
I need help on two things:
1. Changing contacts from SD card to phone to I can add more fields
2. Setting up a group in my contacts. They are some there that I want but when I go to add a new person in, it starts at F and drops most of the contacts

Chowhound
Comic Vine
GameFAQs
GameSpot
Giant Bomb
TechRepublic