What you are describing is know as Table Top Photography.
The number one element is lighting.
Here are a couple of links:
http://photos.msn.com/resources/targeted/en-us/editorial/CreateAnInHomeNaturalLightStudio_p.htm
http://www.lightingmagic.com/commerqa.htm
For more information I suggest you go to:
http://www.google.com
and search for -> "table top photography"
You should include the quotes "
You will find a wealth of information about the subject.
....
I already have a Fuji Finepix 3.2 megapixel camera. What settings would you recommend for clothing and lotions? Have 3-4 feet to deal with and white projector screen as background. I need to have images that will stand up to large retailer standards for product images. Examples, banana republic, gap, and the like.

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