I've had Internet Banking for 4/5 years now. Only received 1 email from them on day one of registration.
Since then, none. So If I get an email purporting to be from my bank I know it's a fake - straight in the trash! I don't have a payPal account or anything similar, so I also know they are all fakes if I get any. Just the bank to watch out for -- and believe me I do just that!
Chose to select all questions on this test as "fraud",
thinking how legitimate looking these scams can be,
especially three of the 'bank' e-mails. The test was
quite an 'eye-opener' for me as I only got a 50% score.
Not having received an e-mail from my personal bank on
any banking matters, I was suspicious of the test e-
mails. If I had received those type of e-mails, I per-
sonally would have called my bank to verify their
legitimacy. As the old addage goes..."when in doubt,
drop back forty and punt!"