Credit cards do incur that much. If you accept debit cards, not as much.
I'm unsure how long you've been in business so let's get this out of the way fast. Yup!
I'm looking into opening an ecommerce website and I'm currently searching for a payment solutions provider to accept credit and debit cards online. I'm leaning towards PayPal but I noticed that (of those I have seen) all such services charge a small transaction fee ( about 3%) and 30 cence or so additionally per transaction. Due to the nature of my business, I would much prefer a service that charges higher transaction fees and no additional 30 cent fee. Does anyone know of any such service? Also, if it matters, I'm planning on using Yahoo! merchant solutions stater package to build my site so the service must be compatible with that. I am however open to other suggestions as long as they are similarly (or much more preferably) priced. This package costs $40/month. Thanks a lot!