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Panasonic Lumix DMC-FZ20, Canon PowerShot S70, or other?

I'm a web developer looking for a camera that I can use for work (to take photos of products as well as stock photo types to splash onto pages). But I'm also an amateur photographer and would like a camera that can take a high quality shot of various subjects (indoor and outdoor). I'd like a high quality shot in as small a package as possible. I am definately attracted to the compact cameras, portability wise, but would consider a slightly larger camera if it can get me the quality shot that I am looking for. I currently have it down to the:

Panasonic Lumix DMC-FZ20...

And the Canon PowerShot S70...

They both got good reviews but I'm open to consider other cameras as well. I'm hoping some of you might help me decide which camera is the better one - considering, but not limited to, size and picture quality. Or should I maybe wait and pick up the next best to come out? Two other things to keep in mind: (1) I prefer it to be around (but not much more than) $400-500, and (2) I would like to make the purchase before mid-April. Anyone have any advice or wise words to share?

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