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I've been using Windows 10 since 10/1/2014 and haven't seen anything like what you describe. Since you didn't give any inkling of what application you're talking about, what kind of computer you have, etc., nobody's going to be able to help you until you do so.
When I am trying to open a file I want to see it asks "Open or Save" and if I click open it will not open. I have to save it somewhere and then try to find it because the save does not allow me to change its name. Then I have to use "open with" and choose Edge. I do not wish to save 99% of these things I just want to read them and if I do want to save I do not want to spend 10 mins looking for them.

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