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Non-adopters of internet purchases or online banking

I need your assistance. Please. I am trying to complete my thesis for my master's degree and I have yet to receive the data I need. I need to find people who do NOT make online purchases or do NOT conduct financial transactions online. I have a short clear 14 questions survey. It is completely anonymous. For example, the original form is clickable, but you can answer strongly agree by simply putting 4. SA. Thank you so much. If you have any other ideas on how I can get this information to others, please let me know. Thank you again.


1. What is your age group 0 20-29 0 30-39 0 40-49 0 50 and over

2. What is your gender? 0 Male or 0 Female


3. Have you ever purchased a product online? Yes or No

If you answered ?Yes,? then GO TO question 11.

If you answered ?No,? continue to answer questions 4-10.
4. I would use the Internet to purchase products.

0 Strongly disagree 0 Disagree 0 Neither agree nor disagree 0 Agree 0 Strongly agree

5. Using the Internet would enable me to purchase products more quickly.

0 Strongly disagree 0 Disagree 0 Neither agree nor disagree 0 Agree 0 Strongly agree

6. Using the Internet would make it easier to purchase products.

0 Strongly disagree 0 Disagree 0 Neither agree nor disagree 0 Agree 0 Strongly agree

7. I would find the Internet easy to use to make price comparisons.

0 Strongly disagree 0 Disagree 0 Neither agree nor disagree 0 Agree 0 Strongly agree

8. Being trained to use the Internet to purchase products would be easy.

0 Strongly disagree 0 Disagree 0 Neither agree nor disagree 0 Agree 0 Strongly agree

9. I would feel safe providing my personal information when completing an online purchase.

0 Strongly disagree 0 Disagree 0 Neither agree nor disagree 0 Agree 0 Strongly agree

10. The primary reason I prefer legal tender (i.e., cash, checks, money) for purchases instead of making them
online is for the sake of?
(Select one)

0 Fear of debt
0 Security concerns
0 Anonymity or privacy
0 Avoidance of transaction fees
0 Out of habit
0 Financial control




Online Financial Transactions
11. Have you ever conducted online financial transactions (online banking, reviewed financial statements
online, etc.)?
0 Yes or 0 No

If you answered ?Yes,? you are finished. Please return the survey to the researcher.

If you answered ?No,? continue to answer questions 12-15.

12. I would use the Internet to conduct financial transactions.

0 Strongly disagree 0 Disagree 0 Neither agree nor disagree 0 Agree 0 Strongly agree

13. Using the Internet would make it easier to conduct financial transactions.

0 Strongly disagree 0 Disagree 0 Neither agree nor disagree 0 Agree 0 Strongly agree

14. Being trained to use the Internet to conduct financial transactions would be easy.

0 Strongly disagree 0 Disagree 0 Neither agree nor disagree 0 Agree 0 Strongly agree

15. I would feel safe providing my personal information when conducting financial transactions online.

0 Strongly disagree 0 Disagree 0 Neither agree nor disagree 0 Agree 0 Strongly agree

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