..using ALL of the methods in the link below to reach Safe Mode? (Generally, if you can't reach Safe Mode by pressing the F8 key, once per second at start up, then follow the Symantec article method to click on Start-Run, type "msconfig", then click on the "Boot.ini" tab, then CHECK the "/SAFEBOOT" option, then click on Apply, then OK. After you've finished in Safe Mode, then open "msconfig/Boot.ini tab", then UNCHECK the "/SAFEBOOT" box.
'Safe Mode' Options For Windows XP and 2000
After you get to Safe Mode, be sure to run ALL of your antispyware removal programs. Many "hard to delete" files are able to be removed in Safe Mode.
Hope this helps.
Grif
In the last 10 days, i have been doing everything I can to rid my system of SMITFRAUD-C. Unfortunately, before I realised this trojan had hijacked my system, i followed the error message and re-installed my XP Home operating system. Anyway to cut a long story short, I have downloaded numerous freeware to eradicate this little beast, and even purchased Xoftspy which promised to do it for me. However, when i run "Microsoft Anti-spyware BETA", it still shows 6 SMITFRAUD-C hits which the programme cannot remove, even on reboot. I have sought online advice from various forums, and understood that i need to remove these items from the registry in safe mode. But every time I try to start in safe mode (with or wothout networking or support) my machine says, "sorry for the inconvenience . . . . etc. Do I need to re-install my XP again?

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