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New Bank Fees Drive Customers to Credit UNIONS

by JP Bill / October 31, 2011 10:16 PM PDT
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Some of the banks are now backing off
by Josh K / October 31, 2011 11:30 PM PDT

Bank of America is "revising" its plan to charge people $5 per month to use their debit cards, and other banks seem to be rethinking these fees too. The People Spoke, and the banks apparently heard them, at least a little bit.

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BOA backs down
by James Denison / November 1, 2011 11:05 AM PDT
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What! another fee or increase
by Willy / November 1, 2011 12:49 AM PDT

I've harped on these fees for at least 2yrs. or more. I saw nothing that the consumer will gain in their collection. Nothing gets improved just their bottom line. In some cases, when a fee was instated or started or increased it was to offset a lost of another fee or due to legislature of new laws. Its not that a fee can't imposed, its that overall these fees seem a hindrance in just doing business with a bank. Further, some of these fees weren't ever in place for yrs. prior to when banks didn't lose money. Once the debacle of loses due to "toxic loans" and such filtered back, main street got hit hard. Because of their mistakes, we're suppose to pay for it. That's what it looks like and once you stand back and see the big picture, it's apparent that's the case. You can also start to see the difference between national and local(regional) banks as well. The feeling of community tends to bleed through and doesn't get lost in the message. Credit unions tend to be that way. -----Willy Happy

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Consumer always pays, eventually he has to
by Roger NC / November 2, 2011 7:45 AM PDT

because that's where all the funds come from.

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Fees are entirely the profit of banks
by Willy / November 2, 2011 10:03 PM PDT

All fees are the profit area of banking. NOT the interest they charge, but fees. Not that interest doesn't but its not the primary source of profit, its too slow and far too ham strung to wrangle more out of it.

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