This is not a problem since we've been at this for decades. Along with my fellow developers we maintain the work not only on our laptops but on the backup systems so even if the laptop was stolen we could return to work inside one hour.
If your work is of a critical nature that makes money for the company, you don't fall out of backup (files and systems.)
Those that do are just new at this work.
What would you do if you have a deadline and your computer suddenly crashed?