Swivel LCD is only found on the more expensive cameras.

Taking pictures in low light has not improved since you bought your Canon A95.
There are now about 4 cameras that are better in low light than the average. They start at about $350 and go to $500.

Take a look at the new compact super-zoom cameras.
Here is a review comparison of that type of camera:

http://www.dpreview.com/reviews/q209grouplongzoom/