General discussion

Medicare ads on tv

Feb 13, 2020 6:48PM PST

Why do they keep showing ads for medicare advantage plans? It seems like a scam since annual enrollment ended December 7.

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Reply to: Medicare ads on tv
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I believe it's because there are ways to change
Feb 14, 2020 2:06AM PST

plans out of the signup season. One way is to move to a "better" plan, whatever that means.

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Easy one
Feb 14, 2020 3:34AM PST

"First time" enrollees can sign up at any time of the year. The open enrollment period only pertains to those already in a plan. Changing plans outside of the open enrollment period can incur a substantial financial penalty. There are still a lot of "Baby Boomers" out there to be targeted so you'll see the ads often. You can't avoid the ads without turning off your TV but, if eligible for such plans, beware of the telephone scams.

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Changing what they say
Feb 14, 2020 7:12PM PST

Before December, the same ads said time's running out. Now they don't say that. Makes me wonder their motive.

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"time's running out"?
Feb 15, 2020 1:53AM PST

That's hardly a new advertising ploy. You'll find that expression all over the place. Personally, I've not paid all that much attention to the Medicare related ads and haven't captured the subtlety you mentioned. TV ads, in general, are something to which I've developed an immunity. The hateful ones, IMO, are the ones that scream at you with loud voices and horrible fuzz guitar music. In my area, these greatly outnumber those of Medicare plans.

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Fits both answers here.
Feb 15, 2020 6:42AM PST

Newbies have a limit determined by other factors.
Changing is permitted until May or there abouts.
Did you know your TV has an 'off' switch? Happy

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December 7
Feb 15, 2020 7:10AM PST

Isn't that the deadline for enrollment? I had Medicare and the deadline was December 7.

Post was last edited on February 15, 2020 7:11 AM PST

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Feb 15, 2020 7:30AM PST

Stevens correct in the deadline being mostly a marketing ploy . But not all the calls are scams. I haven't called for medicare plans, but some do where I work. On Monday I'll try to find out more if I don't hear from my work friend.

Too personal part of post removed by moderator.

Post was last edited on February 15, 2020 7:37 AM PST

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